Rates verified from official source

The Masulipatnam Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026

Masulipatnam Co-op Urban Bank's best Fixed Deposit rate is 8.00% (37 months to 60 months), 2.00 points below the best on the market (10.00%).

  • Seniors: up to 8.50% (37 months to 60 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Masulipatnam Co-op Urban Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 90 days
5.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
91 days to
180 days
6.00% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
181 days
to 365 days
6.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
13 months
to 24 months
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
25 months
to 36 months
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
37 months
to 60 months
8.00% 8.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

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Masulipatnam Co-op Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.50%
Before you book

Masulipatnam Co-op Urban Bank Fixed Deposit: frequently asked questions

What is the highest Masulipatnam Co-op Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Masulipatnam Co-operative Urban Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (37 months to 60 months) for general customers and 8.50% p.a. (37 months to 60 months) for senior citizens. Rates below are as published by the bank. Confirm with Masulipatnam Co-op Urban Bank before investing.

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What is the Masulipatnam Co-op Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, The Masulipatnam Co-operative Urban Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Masulipatnam Co-op Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, The Masulipatnam Co-operative Urban Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Masulipatnam Co-op Urban Bank 3-year FD interest rate?

As of 14 Nov 2026, The Masulipatnam Co-operative Urban Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Masulipatnam Co-op Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, The Masulipatnam Co-operative Urban Bank Ltd. offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Masulipatnam Co-op Urban Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Masulipatnam Co-operative Urban Bank Ltd., depending on the tenure.

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When did Masulipatnam Co-op Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Masulipatnam Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

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What fixed deposit (FD) tenures does Masulipatnam Co-op Urban Bank offer?

The Masulipatnam Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 90 days” to “37 months to 60 months”.

Does Masulipatnam Co-op Urban Bank pay more than the Post Office Time Deposit?

The Masulipatnam Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Masulipatnam Co-op Urban Bank's 1-year FD rate rank?

The Masulipatnam Co-operative Urban Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Masulipatnam Co-op Urban Bank insured?

Deposits with The Masulipatnam Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Masulipatnam Co-op Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Masulipatnam Co-op Urban Bank website before investing.

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Good to know

  • Deposits with The Masulipatnam Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Masulipatnam Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Masulipatnam Co-op Urban Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Masulipatnam Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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