Maharashtra Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at MahaGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
07 to 45 Days 3 slabs at this rate |
3.25% | – | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 - 90 Days |
4.50% | – | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
91 - 179 Days |
5.00% | 5.50% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
100 days MahaGB 100 days |
5.10% | 5.60% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
222 days MahaGB 222 days |
6.25% | 6.75% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
333 days MahaGB 333 days |
6.35% | 6.85% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
180-Less than 1 year |
5.75% | 6.25% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1 Year |
6.50% | 6.25% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 1 Year to Less Than 2 Years |
6.25% | 6.75% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
444 days MahaGB 444 days |
6.70% | 7.20% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
2 Years to 10 Years 3 slabs at this rate |
6.10% | 6.60% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 26 Sept 2026 |
Tax Saver Schemes (For 5 Years to 10 Years) Tax Saver FD |
6.10% | 6.60% | Below ₹2 crore | 17 Jun 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
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MahaGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
MahaGB Fixed Deposit: frequently asked questions
What is the highest MahaGB Fixed Deposit interest rate?
As of 14 Nov 2026, Maharashtra Gramin Bank offers up to 6.70% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.20% p.a. (444 days) for senior citizens. Rates below are as published by the bank. Confirm with MahaGB before investing.
What is the MahaGB 2-year FD interest rate?
As of 14 Nov 2026, Maharashtra Gramin Bank offers 6.10% p.a. on a 2-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the MahaGB 3-year FD interest rate?
As of 14 Nov 2026, Maharashtra Gramin Bank offers 6.10% p.a. on a 3-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the MahaGB 5-year FD interest rate?
As of 14 Nov 2026, Maharashtra Gramin Bank offers 6.10% p.a. on a 5-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at MahaGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Maharashtra Gramin Bank, depending on the tenure.
When did MahaGB last change its Fixed Deposit rates?
Maharashtra Gramin Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 26 Sept 2026: the general rate for 365–729 days went from 7.15% to 6.25%. RateScan.in has tracked MahaGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does MahaGB offer?
Maharashtra Gramin Bank's published fixed deposit (FD) rate table has 10 tenure bands, from “07 - 14 Days” to “5 Years to 10 Years”.
Does MahaGB have special fixed deposit (FD) schemes?
Maharashtra Gramin Bank's rate table lists these named schemes (5): MahaGB 100 days; MahaGB 222 days; MahaGB 333 days; MahaGB 444 days; Tax Saver FD. Check eligibility and end dates with the bank.
Does MahaGB pay more than the Post Office Time Deposit?
Maharashtra Gramin Bank pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.10% (PO 7.00%), 3y 6.10% (PO 7.10%), 5y 6.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does MahaGB's 1-year FD rate rank?
Maharashtra Gramin Bank's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with MahaGB insured?
Deposits with Maharashtra Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these MahaGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 17 Jun 2026. Rates can change without notice, so verify on the official MahaGB website before investing.
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Good to know
- Deposits with Maharashtra Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- MahaGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at MahaGB, depending on the tenure.
- MahaGB's FD table includes 5 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official MahaGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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