Rates verified from official source

Bank of Maharashtra Fixed Deposit interest rates · November 2026

Maharashtra's best Fixed Deposit rate is 6.65% (400 days), 2.85 points below the best on the market (9.50%).

  • Seniors: up to 7.15% (400 days), 0.50 points above the general rate for that tenure.

What will my FD earn at Maharashtra?

Estimated value after 1 year · before tax ₹5,32,776 6.40% p.a. · ₹32,776 interest · quarterly compounding
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Deposit amount
Deposit type

Showing 14 of 81 rates.

TenureGeneralSeniorApplies toEffective OnSource
7- 30 days
CallableBelow ₹3 crore (retail)
 2.60% – Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
31-45 days
CallableBelow ₹3 crore (retail)
 2.75% – Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
46-90 days
CallableBelow ₹3 crore (retail)
 3.75% – Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
91-119 days
CallableBelow ₹3 crore (retail)
 4.00% 4.50% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
120-180 days
CallableBelow ₹3 crore (retail)
 4.75% 5.25% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
181 - 270 days
CallableBelow ₹3 crore (retail)
 5.00% 5.50% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
271 - 364 days
CallableBelow ₹3 crore (retail)
 5.25% 5.75% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
365 days/
One Year
CallableBelow ₹3 crore (retail)
 6.40% 6.90% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
Above 1 year
to 2 years
CallableBelow ₹3 crore (retail)
 6.15% 6.65% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
400 days
400-day special
 6.65% 7.15% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
Above 2 years
to 3 years
CallableBelow ₹3 crore (retail)
 5.25% 5.75% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
Above 3 years
to 5 years
CallableBelow ₹3 crore (retail)
 5.00% 5.50% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
1777 days
(Green Deposit)
Green Deposit
Below ₹3 crore (retail)
 6.05% 6.55% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
Above 5 years
CallableBelow ₹3 crore (retail)
 5.00% 5.50% Below ₹3 crore (retail)
14 Sept 2026
✓ verified 13 Nov 2026
official
fetched 18 Sept 2026
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Maharashtra FD return examples

DepositHighest rate1 year6.40%2 years6.15%5 years5.00%10 years5.00%
₹50,000★₹53,278₹3,278 a year₹267/mo₹56,491₹3,147 a year₹256/mo₹64,102₹2,547 a year₹208/mo₹82,181₹2,547 a year₹208/mo
₹1 lakh★₹1,06,555₹6,555 a year₹533/mo₹1,12,983₹6,293 a year₹513/mo₹1,28,204₹5,095 a year₹417/mo₹1,64,362₹5,095 a year₹417/mo
₹2 lakh★₹2,13,110₹13,110 a year₹1,067/mo₹2,25,965₹12,587 a year₹1,025/mo₹2,56,407₹10,189 a year₹833/mo₹3,28,724₹10,189 a year₹833/mo
₹5 lakh★₹5,32,776₹32,776 a year₹2,667/mo₹5,64,913₹31,466 a year₹2,563/mo₹6,41,019₹25,473 a year₹2,083/mo₹8,21,810₹25,473 a year₹2,083/mo
₹10 lakh★₹10,65,552₹65,552 a year₹5,333/mo₹11,29,826₹62,933 a year₹5,125/mo₹12,82,037₹50,945 a year₹4,167/mo₹16,43,619₹50,945 a year₹4,167/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.40%
Compare 1 year rates → Estimate my return
Market rank & rate source

#710 of 1033

365 days/ One Year · Below ₹3 crore (retail)

Official rate sheet ↗
See all published rates
  • Non-callable: no premature withdrawal (bank rule)
Before you book

Maharashtra Fixed Deposit: frequently asked questions

What is the highest Maharashtra Fixed Deposit interest rate?

As of 14 Nov 2026, Bank of Maharashtra offers up to 6.65% p.a. on its fixed deposit (FD) (400 days) for general customers and 7.15% p.a. (400 days) for senior citizens. Rates below are as published by the bank. Confirm with Maharashtra before investing.

See today's top interest rates →

What is the Maharashtra 5-year FD interest rate?

As of 14 Nov 2026, Bank of Maharashtra offers 5.00% p.a. on a 5-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Maharashtra?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bank of Maharashtra, depending on the tenure.

See today's top senior citizen rates →

When did Maharashtra last change its Fixed Deposit rates?

Bank of Maharashtra last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 11 Nov 2026: the general rate for Above 1 year to 2 years · Above ₹10 crore to ₹100 crore went from 7.25% to 7.63%. RateScan.in has tracked Maharashtra's rates since 18 Sept 2026.

Rate movements →

What fixed deposit (FD) tenures does Maharashtra offer?

Bank of Maharashtra's published fixed deposit (FD) rate table has 12 tenure bands, from “7- 30 days” to “Above 3 years to 5 years”.

Does Maharashtra pay different fixed deposit (FD) rates by deposit size?

Yes. Bank of Maharashtra's table lists separate bands: Below ₹3 crore (retail); ₹3 crore to ₹10 crore; Above ₹10 crore to ₹100 crore; Above ₹100 crore to ₹400 crore; Above ₹400 crore. Each row shows the band it applies to.

Does Maharashtra have special fixed deposit (FD) schemes?

Bank of Maharashtra's rate table lists these named schemes (3): Non-Callable; 400-day special; Green Deposit. Check eligibility and end dates with the bank.

How does Maharashtra's 1-year FD rate rank?

Bank of Maharashtra's 1-year general FD rate of 6.40% ranks #710 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Maharashtra insured?

Deposits with Bank of Maharashtra are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Maharashtra rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 14 Sept 2026. Rates can change without notice, so verify on the official Maharashtra website before investing.

Rate movements →

More Maharashtra rates

Maharashtra overviewMaharashtra Recurring Deposit ratesMaharashtra Savings ratesMaharashtra NRE FD ratesMaharashtra FCNR(B) rates

Fixed Deposit rates at other banks

Mudalagi Co-op Bank Fixed Deposit ratesPalamoor Co-op Urban Bank Fixed Deposit ratesBilagi Pattan Sahakari Bank Fixed Deposit ratesKakatiya Co-op Urban Bank Fixed Deposit ratesNavabharat Co-op Urban Bank Fixed Deposit ratesKattappana Urban Co-op Bank Fixed Deposit ratesAdarsh Co-op Urban Bank Fixed Deposit ratesMaharana Pratap Co-op Urban Bank Fixed Deposit ratesDevi Gayatri Co-op Bank Fixed Deposit ratesYeola Merchants Bank Fixed Deposit ratesBest Fixed Deposit rates across all banks
More ways to compare banks

Compare Maharashtra with similar banks

Nearby banks paying a little more at 1 year

IOB 6.50%BOI 6.70%

Banks with a similar rate at 1 year

Canara 6.40%BoB 6.25%PNB 6.25%

Best FD rates among public sector banks →

Good to know

  • Deposits with Bank of Maharashtra are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Maharashtra is a public sector bank, majority owned by the Government of India. Deposit insurance is still the DICGC cover above.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Maharashtra, depending on the tenure.
  • Maharashtra's FD table includes 3 special schemes; check eligibility and end dates.
official Effective 18 Jun 2026 · Ingested 3 Oct 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official Maharashtra website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.