Lakhimpur Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Lakhimpur Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
3.25% | – | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 90 days |
5.00% | – | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 179 days |
5.25% | – | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
180 days to less than 1 year |
6.00% | – | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year to less than 2 years |
6.50% | 7.00% | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
444 days Amrut Varsha Special Deposit (AVD) |
6.50% | 7.00% | ₹10,000 and above | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
555 days Golden Special Deposit (GSD) |
6.75% | 7.25% | ₹10,000 and above | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
2 years to less than 3 years |
6.60% | 7.10% | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
3 years to less than 5 years |
6.55% | 7.05% | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
5 years to 10 years |
6.30% | 6.80% | Any amount | 15 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
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Lakhimpur Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); order 34 of 09.07.2026, revised rates from 15.07.2026; bulk extras (from Rs. 15 lakh), the super-senior extra (+0.75%, 80+), RD and pension schemes are not ingested
Before you book
Lakhimpur Urban Bank Fixed Deposit: frequently asked questions
What is the highest Lakhimpur Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Lakhimpur Urban Co-operative Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (555 days) for general customers and 7.25% p.a. (555 days) for senior citizens. Rates below are as published by the bank. Confirm with Lakhimpur Urban Bank before investing.
What is the Lakhimpur Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Lakhimpur Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lakhimpur Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Lakhimpur Urban Co-operative Bank Ltd. offers 6.60% p.a. on a 2-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lakhimpur Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Lakhimpur Urban Co-operative Bank Ltd. offers 6.55% p.a. on a 3-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Lakhimpur Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Lakhimpur Urban Co-operative Bank Ltd. offers 6.30% p.a. on a 5-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Lakhimpur Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Lakhimpur Urban Co-operative Bank Ltd., depending on the tenure.
When did Lakhimpur Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Lakhimpur Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Lakhimpur Urban Bank offer?
Lakhimpur Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 45 days” to “5 years to 10 years”.
Does Lakhimpur Urban Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Lakhimpur Urban Co-operative Bank Ltd.'s table lists separate bands: Any amount; ₹10,000 and above. Each row shows the band it applies to.
Does Lakhimpur Urban Bank have special fixed deposit (FD) schemes?
Lakhimpur Urban Co-operative Bank Ltd.'s rate table lists these named schemes (2): Amrut Varsha Special Deposit (AVD); Golden Special Deposit (GSD). Check eligibility and end dates with the bank.
Does Lakhimpur Urban Bank pay more than the Post Office Time Deposit?
Lakhimpur Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.60% (PO 7.00%), 3y 6.55% (PO 7.10%), 5y 6.30% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Lakhimpur Urban Bank's 1-year FD rate rank?
Lakhimpur Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Lakhimpur Urban Bank insured?
Deposits with Lakhimpur Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Lakhimpur Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Jul 2026. Rates can change without notice, so verify on the official Lakhimpur Urban Bank website before investing.
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Good to know
- Deposits with Lakhimpur Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Lakhimpur Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Lakhimpur Urban Bank, depending on the tenure.
- Lakhimpur Urban Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Lakhimpur Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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