Karnataka Grameena Bank Fixed Deposit interest rates · November 2026
What will my FD earn at KGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
07 days to 45 days 3 slabs at this rate |
3.25% | 3.75% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 days to 179 days 4 slabs at this rate |
4.75% | 5.25% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
180 days to 269 days |
5.25% | 5.75% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
270 days to less than 1 year |
5.75% | 6.25% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
1 Year only |
6.30% | 6.80% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 1 year upto & inclusive 2 years |
6.50% | 7.00% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
KGB-SIRI (444 days)* KGB-SIRI 444 days |
6.60% | 7.10% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
KGB-NIDHI (555 days)* KGB-NIDHI 555 days |
6.75% | 7.25% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 2 years upto & inclusive 3 years |
6.50% | 7.00% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 3 years upto & inclusive 5 years |
6.40% | 6.90% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
KGB-SIRI SAMPATH (1111 days)* KGB-SIRI SAMPATH 1111 days |
6.50% | 7.00% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Tax Saver (5 years period) Tax Saver FD |
6.40% | 6.90% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 5 years upto & inclusive 8 years |
6.05% | 6.55% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 8 years upto & inclusive 10 years |
6.05% | 6.55% | Below ₹1 crore | 1 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
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KGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
KGB Fixed Deposit: frequently asked questions
What is the highest KGB Fixed Deposit interest rate?
As of 14 Nov 2026, Karnataka Grameena Bank offers up to 6.75% p.a. on its fixed deposit (FD) (KGB-NIDHI (555 days)*) for general customers and 7.25% p.a. (KGB-NIDHI (555 days)*) for senior citizens. Rates below are as published by the bank. Confirm with KGB before investing.
What is the KGB 2-year FD interest rate?
As of 14 Nov 2026, Karnataka Grameena Bank offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at KGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Karnataka Grameena Bank, depending on the tenure.
When did KGB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Karnataka Grameena Bank's fixed deposit (FD) rates since it started tracking them on 22 Sept 2026.
What fixed deposit (FD) tenures does KGB offer?
Karnataka Grameena Bank's published fixed deposit (FD) rate table has 15 tenure bands, from “07 days to 14 days” to “Above 8 years upto & inclusive 10 years”.
Does KGB have special fixed deposit (FD) schemes?
Karnataka Grameena Bank's rate table lists these named schemes (4): KGB-SIRI 444 days; KGB-NIDHI 555 days; KGB-SIRI SAMPATH 1111 days; Tax Saver FD. Check eligibility and end dates with the bank.
How does KGB's 1-year FD rate rank?
Karnataka Grameena Bank's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with KGB insured?
Deposits with Karnataka Grameena Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these KGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jan 2026. Rates can change without notice, so verify on the official KGB website before investing.
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Good to know
- Deposits with Karnataka Grameena Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KGB, depending on the tenure.
- KGB's FD table includes 4 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official KGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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