Jila Sahakari Kendriya Bank Maryadit, Ratlam Fixed Deposit interest rates · November 2026
What will my FD earn at Ratlam DCCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
5.00% | – | Any amount | 1 Jul 2017 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
15 days to 45 days |
5.50% | – | Any amount | 1 Jul 2017 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 90 days |
6.50% | – | Any amount | 1 Jul 2017 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 179 days |
6.75% | – | Any amount | 1 Jul 2017 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
180 days to less than 1 year |
7.00% | – | Any amount | 1 Jul 2017 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1 year to less than 3 years 2 slabs at this rate |
7.25% | 8.25% | Any amount | 1 Jul 2017 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 3 years to 5 years |
6.75% | 7.75% | Any amount | 1 Jul 2017 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Ratlam DCCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%Before you book
Ratlam DCCB Fixed Deposit: frequently asked questions
What is the highest Ratlam DCCB Fixed Deposit interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Ratlam offers up to 7.25% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 8.25% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Ratlam DCCB before investing.
What is the Ratlam DCCB 1-year FD interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Ratlam offers 7.25% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2017 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ratlam DCCB 2-year FD interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Ratlam offers 7.25% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2017 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ratlam DCCB 5-year FD interest rate?
As of 14 Nov 2026, Jila Sahakari Kendriya Bank Maryadit, Ratlam offers 6.75% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2017 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ratlam DCCB?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Jila Sahakari Kendriya Bank Maryadit, Ratlam, depending on the tenure.
When did Ratlam DCCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Jila Sahakari Kendriya Bank Maryadit, Ratlam's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Ratlam DCCB offer?
Jila Sahakari Kendriya Bank Maryadit, Ratlam's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 14 days” to “Above 3 years to 5 years”.
Does Ratlam DCCB pay more than the Post Office Time Deposit?
Jila Sahakari Kendriya Bank Maryadit, Ratlam pays more than the Post Office Time Deposit at 2 of 3 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Ratlam DCCB's 1-year FD rate rank?
Jila Sahakari Kendriya Bank Maryadit, Ratlam's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ratlam DCCB insured?
Deposits with Jila Sahakari Kendriya Bank Maryadit, Ratlam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ratlam DCCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2017. Rates can change without notice, so verify on the official Ratlam DCCB website before investing.
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Good to know
- Deposits with Jila Sahakari Kendriya Bank Maryadit, Ratlam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ratlam DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Ratlam DCCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Ratlam DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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