Jivaji Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Jivaji Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 90 days |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 180 days |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
181 days to 12 months |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
13 months to 36 months |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 36 months |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Compare Jivaji Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Jivaji Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%- The page prints no effective date
Before you book
Jivaji Bank Fixed Deposit: frequently asked questions
What is the highest Jivaji Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Jivaji Sahakari Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (13 months to 36 months) for general customers and 8.00% p.a. (13 months to 36 months) for senior citizens. Rates below are as published by the bank. Confirm with Jivaji Bank before investing.
What is the Jivaji Bank 1-year FD interest rate?
As of 14 Nov 2026, Jivaji Sahakari Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jivaji Bank 2-year FD interest rate?
As of 14 Nov 2026, Jivaji Sahakari Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jivaji Bank 3-year FD interest rate?
As of 14 Nov 2026, Jivaji Sahakari Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Jivaji Bank 5-year FD interest rate?
As of 14 Nov 2026, Jivaji Sahakari Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Jivaji Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jivaji Sahakari Bank Ltd., depending on the tenure.
When did Jivaji Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Jivaji Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Jivaji Bank offer?
Jivaji Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “30 days to 90 days” to “Above 36 months”.
Does Jivaji Bank pay more than the Post Office Time Deposit?
Jivaji Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Jivaji Bank's 1-year FD rate rank?
Jivaji Sahakari Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Jivaji Bank insured?
Deposits with Jivaji Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Jivaji Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Jivaji Bank website before investing.
More Jivaji Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Jivaji Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →
Good to know
- Deposits with Jivaji Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Jivaji Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jivaji Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Jivaji Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.