The Janata Co-operative Bank Ltd., Malegaon Fixed Deposit interest rates · November 2026
What will my FD earn at Janata Co-op Bank Malegaon?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days to 180 Days |
3.00% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 Days to 1 Year |
3.75% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
1 Year to 2 Years |
4.75% | 5.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
2 Years to 3 Years |
5.50% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 3 Years |
6.75% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Janata Co-op Bank Malegaon FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
4.75%Before you book
Janata Co-op Bank Malegaon Fixed Deposit: frequently asked questions
What is the highest Janata Co-op Bank Malegaon Fixed Deposit interest rate?
As of 14 Nov 2026, The Janata Co-operative Bank Ltd., Malegaon offers up to 6.75% p.a. on its fixed deposit (FD) (Above 3 Years) for general customers and 7.75% p.a. (Above 3 Years) for senior citizens. Rates below are as published by the bank. Confirm with Janata Co-op Bank Malegaon before investing.
What is the Janata Co-op Bank Malegaon 1-year FD interest rate?
As of 14 Nov 2026, The Janata Co-operative Bank Ltd., Malegaon offers 4.75% p.a. on a 1-year FD for general customers and 5.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janata Co-op Bank Malegaon 2-year FD interest rate?
As of 14 Nov 2026, The Janata Co-operative Bank Ltd., Malegaon offers 5.50% p.a. on a 2-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janata Co-op Bank Malegaon 3-year FD interest rate?
As of 14 Nov 2026, The Janata Co-operative Bank Ltd., Malegaon offers 5.50% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janata Co-op Bank Malegaon 5-year FD interest rate?
As of 14 Nov 2026, The Janata Co-operative Bank Ltd., Malegaon offers 6.75% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Janata Co-op Bank Malegaon?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Janata Co-operative Bank Ltd., Malegaon, depending on the tenure.
When did Janata Co-op Bank Malegaon last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Janata Co-operative Bank Ltd., Malegaon's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Janata Co-op Bank Malegaon offer?
The Janata Co-operative Bank Ltd., Malegaon's published fixed deposit (FD) rate table has 5 tenure bands, from “30 Days to 180 Days” to “Above 3 Years”.
Does Janata Co-op Bank Malegaon pay more than the Post Office Time Deposit?
The Janata Co-operative Bank Ltd., Malegaon pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 4.75% (PO 6.90%), 2y 5.50% (PO 7.00%), 3y 5.50% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Janata Co-op Bank Malegaon's 1-year FD rate rank?
The Janata Co-operative Bank Ltd., Malegaon's 1-year general FD rate of 4.75% ranks #1013 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Janata Co-op Bank Malegaon insured?
Deposits with The Janata Co-operative Bank Ltd., Malegaon are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Janata Co-op Bank Malegaon rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Janata Co-op Bank Malegaon website before investing.
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Good to know
- Deposits with The Janata Co-operative Bank Ltd., Malegaon are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Janata Co-op Bank Malegaon is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Janata Co-op Bank Malegaon, depending on the tenure.
Informational only. Always confirm the current rate on the official Janata Co-op Bank Malegaon website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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