Janata Sahakari Bank Ltd., Dharashiv Fixed Deposit interest rates · November 2026
What will my FD earn at Janata Bank Dharashiv?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 179 days |
5.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
180 days to 210 days |
6.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
211 days to 1 year |
6.80% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 1 year to 2 years |
7.10% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 2 years to 3 years |
7.40% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 3 years to 5 years |
7.75% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 5 years |
7.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Janata Bank Dharashiv FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.80%- The page prints no effective date and no senior-citizen rate
Before you book
Janata Bank Dharashiv Fixed Deposit: frequently asked questions
What is the highest Janata Bank Dharashiv Fixed Deposit interest rate?
As of 14 Nov 2026, Janata Sahakari Bank Ltd., Dharashiv offers up to 7.75% p.a. on its fixed deposit (FD) (Above 3 years to 5 years) for general customers. Rates below are as published by the bank. Confirm with Janata Bank Dharashiv before investing.
What is the Janata Bank Dharashiv 1-year FD interest rate?
As of 14 Nov 2026, Janata Sahakari Bank Ltd., Dharashiv offers 6.80% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janata Bank Dharashiv 2-year FD interest rate?
As of 14 Nov 2026, Janata Sahakari Bank Ltd., Dharashiv offers 7.10% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janata Bank Dharashiv 3-year FD interest rate?
As of 14 Nov 2026, Janata Sahakari Bank Ltd., Dharashiv offers 7.40% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janata Bank Dharashiv 5-year FD interest rate?
As of 14 Nov 2026, Janata Sahakari Bank Ltd., Dharashiv offers 7.75% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Janata Bank Dharashiv?
Janata Sahakari Bank Ltd., Dharashiv does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Janata Bank Dharashiv last change its Fixed Deposit rates?
RateScan.in has recorded no change to Janata Sahakari Bank Ltd., Dharashiv's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Janata Bank Dharashiv offer?
Janata Sahakari Bank Ltd., Dharashiv's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 45 days” to “Above 5 years”.
Does Janata Bank Dharashiv pay more than the Post Office Time Deposit?
Janata Sahakari Bank Ltd., Dharashiv pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.80% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 7.40% (PO 7.10%), 5y 7.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Janata Bank Dharashiv's 1-year FD rate rank?
Janata Sahakari Bank Ltd., Dharashiv's 1-year general FD rate of 6.80% ranks #458 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Janata Bank Dharashiv insured?
Deposits with Janata Sahakari Bank Ltd., Dharashiv are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Janata Bank Dharashiv rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Janata Bank Dharashiv website before investing.
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Good to know
- Deposits with Janata Sahakari Bank Ltd., Dharashiv are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Janata Bank Dharashiv is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official Janata Bank Dharashiv website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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