Rates verified from official source

Janaseva Sahakari Bank Ltd., Borivli Fixed Deposit interest rates · November 2026

Janaseva Bank Borivli's best Fixed Deposit rate is 6.80% (12 months to below 24 months), 2.70 points below the best on the market (9.50%).

  • Seniors: up to 7.30% (12 months to below 24 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Janaseva Bank Borivli?

Estimated value after 1 year · before tax ₹5,34,877 6.80% p.a. · ₹34,877 interest · quarterly compounding
TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
7 days to 45 days
3.75% – – Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
46 days to
179 days
5.00% – – Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
180 days
to 210 days
6.00% – – Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
211 days
to 364 days
6.10% – – Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
12 months to
below 24 months
6.80% 7.30% 7.40% Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
24 months to
below 36 months
6.75% 7.25% 7.35% Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
36 months to
below 60 months
6.65% 7.15% 7.25% Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
60 months to
120 months
6.45% 6.95% 7.05% Any amount
3 May 2026
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026

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Janaseva Bank Borivli FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.80%
Before you book

Janaseva Bank Borivli Fixed Deposit: frequently asked questions

What is the highest Janaseva Bank Borivli Fixed Deposit interest rate?

As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Borivli offers up to 6.80% p.a. on its fixed deposit (FD) (12 months to below 24 months) for general customers and 7.30% p.a. (12 months to below 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Janaseva Bank Borivli before investing.

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What is the Janaseva Bank Borivli 1-year FD interest rate?

As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Borivli offers 6.80% p.a. on a 1-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Janaseva Bank Borivli 2-year FD interest rate?

As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Borivli offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Janaseva Bank Borivli 3-year FD interest rate?

As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Borivli offers 6.65% p.a. on a 3-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Janaseva Bank Borivli 5-year FD interest rate?

As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Borivli offers 6.45% p.a. on a 5-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Janaseva Bank Borivli?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janaseva Sahakari Bank Ltd., Borivli, depending on the tenure.

See today's top senior citizen rates →

When did Janaseva Bank Borivli last change its Fixed Deposit rates?

RateScan.in has recorded no change to Janaseva Sahakari Bank Ltd., Borivli's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Janaseva Bank Borivli offer?

Janaseva Sahakari Bank Ltd., Borivli's published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 45 days” to “60 months to 120 months”.

Does Janaseva Bank Borivli pay more than the Post Office Time Deposit?

Janaseva Sahakari Bank Ltd., Borivli pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.80% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.65% (PO 7.10%), 5y 6.45% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Janaseva Bank Borivli's 1-year FD rate rank?

Janaseva Sahakari Bank Ltd., Borivli's 1-year general FD rate of 6.80% ranks #458 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Janaseva Bank Borivli insured?

Deposits with Janaseva Sahakari Bank Ltd., Borivli are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Janaseva Bank Borivli rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 3 May 2026. Rates can change without notice, so verify on the official Janaseva Bank Borivli website before investing.

Rate movements →

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Good to know

  • Deposits with Janaseva Sahakari Bank Ltd., Borivli are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Janaseva Bank Borivli is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janaseva Bank Borivli, depending on the tenure.

Informational only. Always confirm the current rate on the official Janaseva Bank Borivli website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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