Indraprastha Sehkari Bank Ltd., Delhi Fixed Deposit interest rates · November 2026
What will my FD earn at Indraprastha Sehkari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 45 days |
3.25% | 3.75% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days |
3.50% | 4.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days |
4.00% | 4.50% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to less than 1 year |
5.50% | 6.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
12 months |
7.00% | – | Above ₹1 crore | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year to less than 2 years |
6.80% | 7.30% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
2 year to less than 3 years |
6.50% | 7.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
3 years to Above 3 Years 2 slabs at this rate |
6.25% | 6.75% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Indraprastha Sehkari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.80%- bulk deposits of more than Rs. 1.00 crore (effective 01.10.2025)
Before you book
Indraprastha Sehkari Bank Fixed Deposit: frequently asked questions
What is the highest Indraprastha Sehkari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Indraprastha Sehkari Bank Ltd., Delhi offers up to 6.80% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.30% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Indraprastha Sehkari Bank before investing.
What is the Indraprastha Sehkari Bank 1-year FD interest rate?
As of 14 Nov 2026, Indraprastha Sehkari Bank Ltd., Delhi offers 6.80% p.a. on a 1-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Indraprastha Sehkari Bank 2-year FD interest rate?
As of 14 Nov 2026, Indraprastha Sehkari Bank Ltd., Delhi offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Indraprastha Sehkari Bank 3-year FD interest rate?
As of 14 Nov 2026, Indraprastha Sehkari Bank Ltd., Delhi offers 6.25% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Indraprastha Sehkari Bank 5-year FD interest rate?
As of 14 Nov 2026, Indraprastha Sehkari Bank Ltd., Delhi offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Indraprastha Sehkari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Indraprastha Sehkari Bank Ltd., Delhi, depending on the tenure.
When did Indraprastha Sehkari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Indraprastha Sehkari Bank Ltd., Delhi's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Indraprastha Sehkari Bank offer?
Indraprastha Sehkari Bank Ltd., Delhi's published fixed deposit (FD) rate table has 9 tenure bands, from “30 days to 45 days” to “Above 3 Years”.
Does Indraprastha Sehkari Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Indraprastha Sehkari Bank Ltd., Delhi's table lists separate bands: Any amount; Above ₹1 crore. Each row shows the band it applies to.
Does Indraprastha Sehkari Bank pay more than the Post Office Time Deposit?
Indraprastha Sehkari Bank Ltd., Delhi pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.80% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Indraprastha Sehkari Bank's 1-year FD rate rank?
Indraprastha Sehkari Bank Ltd., Delhi's 1-year general FD rate of 6.80% ranks #458 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Indraprastha Sehkari Bank insured?
Deposits with Indraprastha Sehkari Bank Ltd., Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Indraprastha Sehkari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official Indraprastha Sehkari Bank website before investing.
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Good to know
- Deposits with Indraprastha Sehkari Bank Ltd., Delhi are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Indraprastha Sehkari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Indraprastha Sehkari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Indraprastha Sehkari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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