ICICI Bank Fixed Deposit interest rates · November 2026
What will my FD earn at ICICI?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 Days |
2.75% | 3.25% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
46 to 90 Days |
4.00% | 4.50% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
91 to 184 Days |
4.50% | 5.00% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
185 Days to < 1 Year |
5.50% | 6.00% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Oct 2026 |
1 Year to < 18 Months |
6.25% | 6.75% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
18 Months to 2 Years |
6.30% | 6.80% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 19 Sept 2026 |
2 Years 1 Day to 3 Years |
6.55% | 7.05% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
3 Years 1 Day to 5 Years |
6.60% | 7.20% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
5 Years 1 Day to 10 Years |
6.60% | 7.10% | Below ₹3 crore (retail) | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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ICICI FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
ICICI Fixed Deposit: frequently asked questions
What is the highest ICICI Fixed Deposit interest rate?
As of 14 Nov 2026, ICICI Bank offers up to 6.60% p.a. on its fixed deposit (FD) (3 Years 1 Day to 5 Years) for general customers and 7.20% p.a. (3 Years 1 Day to 5 Years) for senior citizens. Rates below are as published by the bank. Confirm with ICICI before investing.
What is the ICICI 1-year FD interest rate?
As of 14 Nov 2026, ICICI Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ICICI 2-year FD interest rate?
As of 14 Nov 2026, ICICI Bank offers 6.30% p.a. on a 2-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ICICI 3-year FD interest rate?
As of 14 Nov 2026, ICICI Bank offers 6.55% p.a. on a 3-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ICICI 5-year FD interest rate?
As of 14 Nov 2026, ICICI Bank offers 6.60% p.a. on a 5-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at ICICI?
Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at ICICI Bank, depending on the tenure.
When did ICICI last change its Fixed Deposit rates?
ICICI Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 23 Oct 2026: the general rate for 3 Years 1 Day to 5 Years went from 6.50% to 6.60%. RateScan.in has tracked ICICI's rates since 19 Sept 2026.
What fixed deposit (FD) tenures does ICICI offer?
ICICI Bank's published fixed deposit (FD) rate table has 9 tenure bands, from “7 to 45 Days” to “5 Years 1 Day to 10 Years”.
Does ICICI pay more than the Post Office Time Deposit?
ICICI Bank pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.30% (PO 7.00%), 3y 6.55% (PO 7.10%), 5y 6.60% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does ICICI's 1-year FD rate rank?
ICICI Bank's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with ICICI insured?
Deposits with ICICI Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these ICICI rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official ICICI website before investing.
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Good to know
- Deposits with ICICI Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- ICICI is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.60% p.a. more than general customers at ICICI, depending on the tenure.
Informational only. Always confirm the current rate on the official ICICI website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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