Himachal Pradesh Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at HPGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 days |
3.25% | 3.75% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 to 179 days 2 slabs at this rate |
4.25% | 4.75% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
180 to 270 days |
5.25% | 5.75% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
271 days to <1 year |
5.55% | 6.05% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
1 year |
6.25% | 6.75% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
>1 year to 2 year |
6.40% | 6.90% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
440 Days HPGB 440 days |
6.75% | 7.25% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
555 Days |
6.85% | 7.35% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
>2 year to 3 year |
6.40% | 6.90% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
>3 year upto 5 year |
6.25% | 6.75% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
>5 year upto 10 year |
6.15% | 6.65% | Any amount | 22 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 22 Oct 2026 |
Compare HPGB FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
HPGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.40%Before you book
HPGB Fixed Deposit: frequently asked questions
What is the highest HPGB Fixed Deposit interest rate?
As of 14 Nov 2026, Himachal Pradesh Gramin Bank offers up to 6.85% p.a. on its fixed deposit (FD) (555 Days) for general customers and 7.35% p.a. (555 Days) for senior citizens. Rates below are as published by the bank. Confirm with HPGB before investing.
What is the HPGB 2-year FD interest rate?
As of 14 Nov 2026, Himachal Pradesh Gramin Bank offers 6.40% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at HPGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Himachal Pradesh Gramin Bank, depending on the tenure.
When did HPGB last change its Fixed Deposit rates?
Himachal Pradesh Gramin Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 22 Oct 2026: the general rate for 440 Days went from 6.60% to 6.75%. RateScan.in has tracked HPGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does HPGB offer?
Himachal Pradesh Gramin Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 to 45 days” to “>5 year upto 10 year”.
Does HPGB have special fixed deposit (FD) schemes?
Himachal Pradesh Gramin Bank's rate table lists these named schemes (1): HPGB 440 days. Check eligibility and end dates with the bank.
How does HPGB's 1-year FD rate rank?
Himachal Pradesh Gramin Bank's 1-year general FD rate of 6.40% ranks #710 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with HPGB insured?
Deposits with Himachal Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these HPGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 22 Oct 2026. Rates can change without notice, so verify on the official HPGB website before investing.
More HPGB rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare HPGB with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among regional rural banks → Best FD rates in Himachal Pradesh →
Good to know
- Deposits with Himachal Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- HPGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at HPGB, depending on the tenure.
- HPGB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official HPGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.