As of 5 Oct 2026, Himachal Pradesh Gramin Bank offers up to 6.30% p.a. on its recurring deposit (RD) (>1 year to 2 year) for general customers and 6.80% p.a. (>1 year to 2 year) for senior citizens. Rates below are as published by the bank — confirm with HPGB before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year |
6.15% | 6.65% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>1 year to 2 year |
6.30% | 6.80% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>2 year to 3 year |
6.30% | 6.80% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>3 year upto 5 year |
6.15% | 6.65% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
>5 year upto 10 year |
6.05% | 6.55% | Any amount | 28 Apr 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Himachal Pradesh Gramin Bank offers up to 6.30% p.a. on its recurring deposit (RD) (>1 year to 2 year) for general customers and 6.80% p.a. (>1 year to 2 year) for senior citizens. Rates below are as published by the bank — confirm with HPGB before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Himachal Pradesh Gramin Bank, depending on the tenure.
Deposits with Himachal Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 28 Apr 2026. Rates can change without notice, so verify on the official HPGB website before investing.
Deposits with Himachal Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official HPGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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