Gujarat Gramin Bank Fixed Deposit interest rates · November 2026
What will my FD earn at GGB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days 2 slabs at this rate |
3.00% | 3.50% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 days to 180 days 2 slabs at this rate |
4.50% | 5.00% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
181 days to 270 days |
5.25% | 5.75% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
271 days to less than 1 year |
5.75% | 6.25% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
1 Year |
6.15% | 6.65% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
Above 1 year and up to 2 years |
6.35% | 6.85% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Udan for 444 Days GGB Udan 444 days |
6.75% | 7.25% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 2 years and up to 3 years |
6.45% | 6.95% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 3 years and up to 5 years |
6.40% | 6.90% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 5 years and up to 10 years |
6.10% | 6.60% | Any amount | 12 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
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GGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.35%Before you book
GGB Fixed Deposit: frequently asked questions
What is the highest GGB Fixed Deposit interest rate?
As of 14 Nov 2026, Gujarat Gramin Bank offers up to 6.75% p.a. on its fixed deposit (FD) (Udan for 444 Days) for general customers and 7.25% p.a. (Udan for 444 Days) for senior citizens. Rates below are as published by the bank. Confirm with GGB before investing.
Do senior citizens get higher Fixed Deposit rates at GGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gujarat Gramin Bank, depending on the tenure.
When did GGB last change its Fixed Deposit rates?
Gujarat Gramin Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 9 Nov 2026: the general rate for Above 2 years and up to 3 years went from 7.00% to 6.45%. RateScan.in has tracked GGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does GGB offer?
Gujarat Gramin Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 days to 14 days” to “Above 5 years and up to 10 years”.
Does GGB have special fixed deposit (FD) schemes?
Gujarat Gramin Bank's rate table lists these named schemes (1): GGB Udan 444 days. Check eligibility and end dates with the bank.
How does GGB's 1-year FD rate rank?
Gujarat Gramin Bank's 1-year general FD rate of 6.35% ranks #724 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with GGB insured?
Deposits with Gujarat Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these GGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 12 Nov 2026. Rates can change without notice, so verify on the official GGB website before investing.
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Good to know
- Deposits with Gujarat Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- GGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at GGB, depending on the tenure.
- GGB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official GGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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