Fingrowth Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Fingrowth Bank?
Showing 9 of 18 rates.
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
7 days to 45 days 2 slabs at this rate Below ₹15 lakh |
3.50% | 4.00% | 4.25% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
7 days to 45 days 2 slabs at this rate ₹15 lakh and above |
3.50% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 90 days Below ₹15 lakh |
4.50% | 5.00% | 5.25% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 90 days ₹15 lakh and above |
4.50% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 179 days Below ₹15 lakh |
5.00% | 5.50% | 5.75% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 179 days ₹15 lakh and above |
5.10% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
180 days to 270 days Below ₹15 lakh |
5.75% | 6.25% | 6.50% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
180 days to 270 days ₹15 lakh and above |
5.85% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
271 days to less than 1 year Below ₹15 lakh |
6.00% | 6.50% | 6.75% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
271 days to less than 1 year ₹15 lakh and above |
6.10% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year to less than 3 years 2 slabs at this rate Below ₹15 lakh |
6.60% | 7.10% | 7.35% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
1 year to less than 3 years 2 slabs at this rate ₹15 lakh and above |
6.65% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
390 days Special term deposit (390 days) Below ₹15 lakh |
7.00% | 7.50% | 7.75% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
390 days Special term deposit (390 days) ₹15 lakh and above |
7.05% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
3 years to less than 5 years Below ₹15 lakh |
6.40% | 6.90% | 7.15% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
3 years to less than 5 years ₹15 lakh and above |
6.45% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
5 years and above Below ₹15 lakh |
6.25% | 6.75% | 7.00% | Below ₹15 lakh | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
5 years and above ₹15 lakh and above |
6.30% | – | – | ₹15 lakh and above | 9 Mar 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
No rates match these filters.
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Fingrowth Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.60%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); office order 698 of 07.03.2026, rates from 09.03.2026 (savings 3% from 01.05.2025); staff extra not ingested
Before you book
Fingrowth Bank Fixed Deposit: frequently asked questions
What is the highest Fingrowth Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Fingrowth Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (390 days) for general customers and 7.50% p.a. (390 days) for senior citizens. Rates below are as published by the bank. Confirm with Fingrowth Bank before investing.
What is the Fingrowth Bank 1-year FD interest rate?
As of 14 Nov 2026, Fingrowth Co-operative Bank Ltd. offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Fingrowth Bank 2-year FD interest rate?
As of 14 Nov 2026, Fingrowth Co-operative Bank Ltd. offers 6.60% p.a. on a 2-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Fingrowth Bank 3-year FD interest rate?
As of 14 Nov 2026, Fingrowth Co-operative Bank Ltd. offers 6.40% p.a. on a 3-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Fingrowth Bank 5-year FD interest rate?
As of 14 Nov 2026, Fingrowth Co-operative Bank Ltd. offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 9 Mar 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Fingrowth Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Fingrowth Co-operative Bank Ltd., depending on the tenure.
When did Fingrowth Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Fingrowth Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Fingrowth Bank offer?
Fingrowth Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 29 days” to “5 years and above”.
Does Fingrowth Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Fingrowth Co-operative Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.
Does Fingrowth Bank have special fixed deposit (FD) schemes?
Fingrowth Co-operative Bank Ltd.'s rate table lists these named schemes (1): Special term deposit (390 days). Check eligibility and end dates with the bank.
Does Fingrowth Bank pay more than the Post Office Time Deposit?
Fingrowth Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.60% (PO 7.00%), 3y 6.40% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Fingrowth Bank's 1-year FD rate rank?
Fingrowth Co-operative Bank Ltd.'s 1-year general FD rate of 6.60% ranks #566 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Fingrowth Bank insured?
Deposits with Fingrowth Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Fingrowth Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 9 Mar 2026. Rates can change without notice, so verify on the official Fingrowth Bank website before investing.
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Good to know
- Deposits with Fingrowth Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Fingrowth Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Fingrowth Bank, depending on the tenure.
- Fingrowth Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Fingrowth Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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