The Chandigarh State Co-operative Bank (CSCB) is a nationalised public sector bank, headquartered in Chandigarh, established in 1953. Its headline 1-year FD rate of 6.50% is −0.29% below the public sector average of 6.79%, ranking #12 of 14 public sector banks.
Rates as of 21 Jul 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at CSCB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 14 days |
4.50% | 4.50% | — | Any amount |
15 to 30 days |
4.50% | 4.50% | — | Any amount |
31 to 45 days |
4.50% | 4.50% | — | Any amount |
46 to 90 days |
5.25% | 5.25% | — | Any amount |
91 to 179 days |
5.50% | 5.50% | — | Any amount |
180 days to less than 1 year |
6.00% | 6.00% | — | Any amount |
1 year to less than 2 years |
6.50% | 7.00% | — | Any amount |
2 years to less than 3 years |
6.25% | 6.75% | — | Any amount |
3 years and above |
6.25% | 6.75% | — | Any amount |
Deposits with The Chandigarh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official CSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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