Chartered Sahakari Bank Niyamitha Fixed Deposit interest rates · November 2026
What will my FD earn at Chartered Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 30 days |
3.00% | 3.00% | Any amount | 27 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
31 days to 90 days |
4.00% | 4.00% | Any amount | 27 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 days to 179 days |
4.50% | 4.50% | Any amount | 27 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
6 Months to 11 Months |
5.75% | 5.75% | Any amount | 27 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
12 Months to 24 Months |
6.75% | 7.25% | Any amount | 27 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
25 Months to 120 Months |
6.50% | 7.00% | Any amount | 27 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Compare Chartered Sahakari Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Chartered Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
Chartered Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Chartered Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Chartered Sahakari Bank Niyamitha offers up to 6.75% p.a. on its fixed deposit (FD) (12 Months to 24 Months) for general customers and 7.25% p.a. (12 Months to 24 Months) for senior citizens. Rates below are as published by the bank. Confirm with Chartered Sahakari Bank before investing.
What is the Chartered Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Chartered Sahakari Bank Niyamitha offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chartered Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Chartered Sahakari Bank Niyamitha offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chartered Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Chartered Sahakari Bank Niyamitha offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chartered Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Chartered Sahakari Bank Niyamitha offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 27 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Chartered Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Chartered Sahakari Bank Niyamitha, depending on the tenure.
When did Chartered Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Chartered Sahakari Bank Niyamitha's fixed deposit (FD) rates since it started tracking them on 23 Oct 2026.
What fixed deposit (FD) tenures does Chartered Sahakari Bank offer?
Chartered Sahakari Bank Niyamitha's published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 30 days” to “25 Months to 120 Months”.
Does Chartered Sahakari Bank pay more than the Post Office Time Deposit?
Chartered Sahakari Bank Niyamitha pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Chartered Sahakari Bank's 1-year FD rate rank?
Chartered Sahakari Bank Niyamitha's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Chartered Sahakari Bank insured?
Deposits with Chartered Sahakari Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Chartered Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 27 Oct 2025. Rates can change without notice, so verify on the official Chartered Sahakari Bank website before investing.
More Chartered Sahakari Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Chartered Sahakari Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Karnataka →
Good to know
- Deposits with Chartered Sahakari Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Chartered Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Chartered Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Chartered Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Chartered Sahakari Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.