Rates verified from official source

Bank of America, N.A. (India) interest rates · November 2026

Bank of America India FD rates

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What will my FD earn at Bank of America India?

Estimated value after 1 year · before tax ₹5,15,937 3.15% p.a. · ₹15,937 interest · quarterly compounding

Overview

Bank of America, N.A. (India) (Bank of America India) is a foreign bank operating in India, headquartered in Mumbai. Its headline 1-year FD rate of 3.15% is 2.58% below the foreign bank average of 5.73%, ranking #1032 of 1033 banks on RateScan.in.

Headquarters
Mumbai
Monitored since
27 Oct 2026
Ownership
Indian branches of Bank of America, N.A., United States
Operates in
Maharashtra

Rates as of 25 Jun 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Bank of America, N.A. (India). We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

4 branches in 4 districts

Most branches: Bengaluru Urban 1, Chennai 1, Delhi 1

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Bank of America India Fixed Deposit rate changes

Changes to Bank of America India's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 27 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Bank of America India's fixed deposit (FD) rates has been recorded since tracking started on 27 Oct 2026.

Good to know

  • Deposits with Bank of America, N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Bank of America India is a foreign bank operating in India, regulated by the RBI.

Informational only. Always confirm the current rate on the official Bank of America India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.