Rates verified from official source

Balasinor Nagarik Sahakari Bank Ltd. interest rates · October 2026

Top FD rate
6.60%
1098 days and above
Senior citizen FD
7.10%
1098 days and above
Savings rate
2.75%
All balances

Balasinor Nagarik Sahakari Bank Ltd. (Balasinor Nagarik Bank) is an urban co-operative bank (UCB), headquartered in Balasinor. Its headline 1-year FD rate of 6.35% is 0.09% above the urban co-operative bank average of 6.26%, ranking #180 of 248 banks on RateScan.in. RateScan.in tracks 24 published rate lines for Balasinor Nagarik Bank (product types: 3), last verified 18 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Balasinor
Operates in
Gujarat

Rates as of 1 Aug 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Higher 1 year Fixed Deposit rates than Balasinor Nagarik Bank

39 banks serving Gujarat pay more. Top picks:

Co-operative Highest Akhand Anand Bank 7.85% +1.50% vs Balasinor Nagarik Bank Small Finance Suryoday 7.25% +0.90% vs Balasinor Nagarik Bank Private RBL 7.05% +0.70% vs Balasinor Nagarik Bank

See every higher rate in Gujarat →

Good to know

  • Deposits with Balasinor Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Balasinor Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 3.50% p.a. more than general customers at Balasinor Nagarik Bank, depending on the tenure.
  • Balasinor Nagarik Bank's FD table includes 1 special schemes; check eligibility and end dates.
official Effective 1 Aug 2025 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source

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