The Bhatkal Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Bhatkal Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.05% | 3.55% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
15 days to 45 days |
5.00% | – | Above ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 179 days Any amount |
4.90% | 5.40% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 179 days Above ₹3 crore |
5.35% | 5.40% | Above ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
180 days to 210 days Any amount |
5.65% | 6.15% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
180 days to 210 days Above ₹3 crore |
5.85% | 6.15% | Above ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
211 days up to 1 year Any amount |
5.90% | 6.40% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
211 days up to 1 year Above ₹3 crore |
5.85% | 6.40% | Above ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 1 year up to 2 years Any amount |
6.25% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 1 year up to 2 years Above ₹3 crore |
6.50% | 6.75% | Above ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
444 days 444-day deposit |
6.45% | 6.95% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 2 year up to 3 years Any amount |
6.40% | 6.90% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 2 year up to 3 years Above ₹3 crore |
6.15% | 6.90% | Above ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 3 year up to 5 years |
6.30% | 6.80% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 5 year up to 10 years |
6.05% | 7.05% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Bhatkal Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.90%- single deposit above ₹3 crore (printed table: General | Above Rs. 3 Crore)
Before you book
Bhatkal Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Bhatkal Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Bhatkal Urban Co-operative Bank Ltd. offers up to 6.45% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.05% p.a. (Above 5 year up to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Bhatkal Urban Co-op Bank before investing.
What is the Bhatkal Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Bhatkal Urban Co-operative Bank Ltd. offers 5.90% p.a. on a 1-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhatkal Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Bhatkal Urban Co-operative Bank Ltd. offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhatkal Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Bhatkal Urban Co-operative Bank Ltd. offers 6.40% p.a. on a 3-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhatkal Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Bhatkal Urban Co-operative Bank Ltd. offers 6.30% p.a. on a 5-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bhatkal Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Bhatkal Urban Co-operative Bank Ltd., depending on the tenure.
When did Bhatkal Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Bhatkal Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Bhatkal Urban Co-op Bank offer?
The Bhatkal Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 45 days” to “Above 5 year up to 10 years”.
Does Bhatkal Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Bhatkal Urban Co-operative Bank Ltd.'s table lists separate bands: Any amount; Above ₹3 crore. Each row shows the band it applies to.
Does Bhatkal Urban Co-op Bank have special fixed deposit (FD) schemes?
The Bhatkal Urban Co-operative Bank Ltd.'s rate table lists these named schemes (1): 444-day deposit. Check eligibility and end dates with the bank.
Does Bhatkal Urban Co-op Bank pay more than the Post Office Time Deposit?
The Bhatkal Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.90% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.40% (PO 7.10%), 5y 6.30% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bhatkal Urban Co-op Bank's 1-year FD rate rank?
The Bhatkal Urban Co-operative Bank Ltd.'s 1-year general FD rate of 5.90% ranks #895 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bhatkal Urban Co-op Bank insured?
Deposits with The Bhatkal Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bhatkal Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Bhatkal Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Bhatkal Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bhatkal Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Bhatkal Urban Co-op Bank, depending on the tenure.
- Bhatkal Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Bhatkal Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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