Rates verified from official source

The Bardoli Nagrik Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026

Bardoli Nagrik Bank's best Fixed Deposit rate is 7.10% (Above 2 years to 5 years), 2.90 points below the best on the market (10.00%).

  • Seniors: up to 7.60% (Above 2 years to 5 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Bardoli Nagrik Bank?

Estimated value after 1 year · before tax ₹5,33,826 6.60% p.a. · ₹33,826 interest · quarterly compounding
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Deposit amount

Showing 6 of 24 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 30 days
Below ₹15 lakh
 4.75% 5.25% Below ₹15 lakh
21 Sept 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
31 days
to 60 days
Below ₹15 lakh
 5.25% 5.75% Below ₹15 lakh
21 Sept 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
61 days to
180 days
Below ₹15 lakh
 6.00% 6.50% Below ₹15 lakh
21 Sept 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
181 days
to 365 days
Below ₹15 lakh
 6.60% 7.10% Below ₹15 lakh
21 Sept 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
366 days
to 2 years
Below ₹15 lakh
 6.85% 7.35% Below ₹15 lakh
21 Sept 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 2 years
to 5 years
Below ₹15 lakh
 7.10% 7.60% Below ₹15 lakh
21 Sept 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
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Bardoli Nagrik Bank FD return examples

Deposit366 days6.85%Highest rate3 years7.10%Highest rate5 years7.10%
₹50,000₹53,524₹3,514 a year₹285/mo★₹61,754₹3,646 a year₹296/mo★₹71,087₹3,646 a year₹296/mo
₹1 lakh₹1,07,048₹7,028 a year₹571/mo★₹1,23,508₹7,291 a year₹592/mo★₹1,42,175₹7,291 a year₹592/mo
₹2 lakh₹2,14,096₹14,056 a year₹1,142/mo★₹2,47,015₹14,583 a year₹1,183/mo★₹2,84,349₹14,583 a year₹1,183/mo
₹5 lakh₹5,35,239₹35,140 a year₹2,854/mo★₹6,17,538₹36,456 a year₹2,958/mo★₹7,10,873₹36,456 a year₹2,958/mo
₹10 lakh₹10,70,479₹70,280 a year₹5,708/mo★₹12,35,075₹72,913 a year₹5,917/mo★₹14,21,747₹72,913 a year₹5,917/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.60%
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Market rank & rate source

#566 of 1033

181 days to 365 days · Below ₹15 lakh

Official rate sheet ↗
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  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Gujarati slide deck: the base rates per tenure plus printed additions (senior citizens +0.50%; single-receipt deposits of ₹15 lakh and above +0.25%, ₹50 lakh and above +0.50%, ₹1 crore and above +0.75%); only one addition applies, the highest one the depositor qualifies for (bank rule), so senior bulk rows carry the larger of the two; the staff addition (+0.25%) and the BNS Special FD (1111 days, 7.70%, only for widows, persons with disabilities and blind persons) are not ingested
Before you book

Bardoli Nagrik Bank Fixed Deposit: frequently asked questions

What is the highest Bardoli Nagrik Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Bardoli Nagrik Sahakari Bank Ltd. offers up to 7.10% p.a. on its fixed deposit (FD) (Above 2 years to 5 years) for general customers and 7.60% p.a. (Above 2 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Bardoli Nagrik Bank before investing.

See today's top interest rates →

What is the Bardoli Nagrik Bank 1-year FD interest rate?

As of 14 Nov 2026, The Bardoli Nagrik Sahakari Bank Ltd. offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bardoli Nagrik Bank 2-year FD interest rate?

As of 14 Nov 2026, The Bardoli Nagrik Sahakari Bank Ltd. offers 6.85% p.a. on a 2-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bardoli Nagrik Bank 3-year FD interest rate?

As of 14 Nov 2026, The Bardoli Nagrik Sahakari Bank Ltd. offers 7.10% p.a. on a 3-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Bardoli Nagrik Bank 5-year FD interest rate?

As of 14 Nov 2026, The Bardoli Nagrik Sahakari Bank Ltd. offers 7.10% p.a. on a 5-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 21 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Bardoli Nagrik Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Bardoli Nagrik Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Bardoli Nagrik Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Bardoli Nagrik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Bardoli Nagrik Bank offer?

The Bardoli Nagrik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 30 days” to “Above 2 years to 5 years”.

Does Bardoli Nagrik Bank pay different fixed deposit (FD) rates by deposit size?

Yes. The Bardoli Nagrik Sahakari Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh and above; ₹50 lakh and above; ₹1 crore and above. Each row shows the band it applies to.

Does Bardoli Nagrik Bank pay more than the Post Office Time Deposit?

The Bardoli Nagrik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.85% (PO 7.00%), 3y 7.10% (PO 7.10%), 5y 7.10% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Bardoli Nagrik Bank's 1-year FD rate rank?

The Bardoli Nagrik Sahakari Bank Ltd.'s 1-year general FD rate of 6.60% ranks #566 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Bardoli Nagrik Bank insured?

Deposits with The Bardoli Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Bardoli Nagrik Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 21 Sept 2026. Rates can change without notice, so verify on the official Bardoli Nagrik Bank website before investing.

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Bardoli Nagrik Bank overview

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Compare Bardoli Nagrik Bank with similar banks

Nearby banks paying a little more at 1 year

Associate Co-op Bank 6.75%Gandevi Peoples Bank 6.75%Kalupur Bank 6.75%

Banks with a similar rate at 1 year

Saraswat Bank 6.60%Mehsana Urban Bank 6.60%Varachha Co-op Bank 6.50%

Best FD rates among urban co-operative banks → Best FD rates in Gujarat →

Good to know

  • Deposits with The Bardoli Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Bardoli Nagrik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bardoli Nagrik Bank, depending on the tenure.
official Effective 21 Sept 2026 · Ingested 26 Oct 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official Bardoli Nagrik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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