Andhra Pradesh Grameena Bank Fixed Deposit interest rates · November 2026
What will my FD earn at APGB?
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
7 days to 45 days |
3.50% | 4.00% | 4.25% | Below ₹3 crore (retail) | 15 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 days to 90 days |
5.15% | 5.65% | 5.90% | Below ₹3 crore (retail) | 15 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 179 days |
5.75% | 6.25% | 6.50% | Below ₹3 crore (retail) | 15 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
180 days to 364 days |
6.40% | 6.90% | 7.15% | Below ₹3 crore (retail) | 15 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
1 year to < 2 years |
7.00% | 7.50% | 7.75% | Below ₹3 crore (retail) | 15 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
444 days SIRI 444 days |
7.15% | 7.65% | 7.90% | Below ₹3 crore (retail) | 15 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
2 years and above |
6.65% | 7.15% | 7.40% | Below ₹3 crore (retail) | 15 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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APGB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
APGB Fixed Deposit: frequently asked questions
What is the highest APGB Fixed Deposit interest rate?
As of 14 Nov 2026, Andhra Pradesh Grameena Bank offers up to 7.15% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.65% p.a. (444 days) for senior citizens. Rates below are as published by the bank. Confirm with APGB before investing.
What is the APGB 1-year FD interest rate?
As of 14 Nov 2026, Andhra Pradesh Grameena Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the APGB 2-year FD interest rate?
As of 14 Nov 2026, Andhra Pradesh Grameena Bank offers 6.65% p.a. on a 2-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the APGB 3-year FD interest rate?
As of 14 Nov 2026, Andhra Pradesh Grameena Bank offers 6.65% p.a. on a 3-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the APGB 5-year FD interest rate?
As of 14 Nov 2026, Andhra Pradesh Grameena Bank offers 6.65% p.a. on a 5-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at APGB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Andhra Pradesh Grameena Bank, depending on the tenure.
When did APGB last change its Fixed Deposit rates?
Andhra Pradesh Grameena Bank last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 26 Sept 2026: the senior citizen rate for 46–90 days went from 4.50% to 5.25%. RateScan.in has tracked APGB's rates since 22 Sept 2026.
What fixed deposit (FD) tenures does APGB offer?
Andhra Pradesh Grameena Bank's published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 45 days” to “2 years and above”.
Does APGB have special fixed deposit (FD) schemes?
Andhra Pradesh Grameena Bank's rate table lists these named schemes (1): SIRI 444 days. Check eligibility and end dates with the bank.
Does APGB pay more than the Post Office Time Deposit?
Andhra Pradesh Grameena Bank pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 6.65% (PO 7.00%), 3y 6.65% (PO 7.10%), 5y 6.65% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does APGB's 1-year FD rate rank?
Andhra Pradesh Grameena Bank's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with APGB insured?
Deposits with Andhra Pradesh Grameena Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these APGB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Dec 2025. Rates can change without notice, so verify on the official APGB website before investing.
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Good to know
- Deposits with Andhra Pradesh Grameena Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- APGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at APGB, depending on the tenure.
- APGB's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official APGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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