Andaman & Nicobar State Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at ANSCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 to 30 days |
4.50% | 5.00% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
31 to 45 days |
4.75% | 5.25% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
46 to 90 days |
5.25% | 5.75% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
91 to 180 days |
5.50% | 6.00% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
181 to 269 days |
5.75% | 6.25% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
270 to 364 days |
7.00% | 7.50% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
1 year to less than 5 years |
7.25% | 7.75% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
5 years to 10 years |
6.95% | 7.45% | Any amount | 1 Dec 2022 ✓ verified 13 Nov 2026 | official captured from the bank's rate card 29 Sept 2026 |
Compare ANSCB FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
ANSCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%Before you book
ANSCB Fixed Deposit: frequently asked questions
What is the highest ANSCB Fixed Deposit interest rate?
As of 14 Nov 2026, Andaman & Nicobar State Co-operative Bank offers up to 7.25% p.a. on its fixed deposit (FD) (1 year to less than 5 years) for general customers and 7.75% p.a. (1 year to less than 5 years) for senior citizens. Rates below are as published by the bank. Confirm with ANSCB before investing.
What is the ANSCB 1-year FD interest rate?
As of 14 Nov 2026, Andaman & Nicobar State Co-operative Bank offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ANSCB 2-year FD interest rate?
As of 14 Nov 2026, Andaman & Nicobar State Co-operative Bank offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ANSCB 3-year FD interest rate?
As of 14 Nov 2026, Andaman & Nicobar State Co-operative Bank offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ANSCB 5-year FD interest rate?
As of 14 Nov 2026, Andaman & Nicobar State Co-operative Bank offers 6.95% p.a. on a 5-year FD for general customers and 7.45% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at ANSCB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Andaman & Nicobar State Co-operative Bank, depending on the tenure.
When did ANSCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Andaman & Nicobar State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 29 Sept 2026.
What fixed deposit (FD) tenures does ANSCB offer?
Andaman & Nicobar State Co-operative Bank's published fixed deposit (FD) rate table has 8 tenure bands, from “15 to 30 days” to “5 years to 10 years”.
Does ANSCB pay more than the Post Office Time Deposit?
Andaman & Nicobar State Co-operative Bank pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 6.95% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does ANSCB's 1-year FD rate rank?
Andaman & Nicobar State Co-operative Bank's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with ANSCB insured?
Deposits with Andaman & Nicobar State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these ANSCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Dec 2022. Rates can change without notice, so verify on the official ANSCB website before investing.
More ANSCB rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare ANSCB with similar banks
Next banks down at 1 year
Best FD rates among state co-operative banks → Best FD rates in Andaman and Nicobar Islands →
Good to know
- Deposits with Andaman & Nicobar State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- ANSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at ANSCB, depending on the tenure.
Informational only. Always confirm the current rate on the official ANSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.