Vidya Sahakari Bank Ltd., Pune Fixed Deposit interest rates · November 2026
What will my FD earn at Vidya Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
3.00% | 3.50% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 days to 90 days |
3.25% | 3.75% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 180 days |
4.50% | 5.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 12 Months |
5.50% | 6.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
13 months to 15 months |
6.50% | 7.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
16 months to 36 months |
6.00% | 6.50% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
37 months to 60 months |
6.25% | 6.75% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 60 months |
5.50% | 6.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Vidya Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.50%Before you book
Vidya Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Vidya Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Vidya Sahakari Bank Ltd., Pune offers up to 6.50% p.a. on its fixed deposit (FD) (13 months to 15 months) for general customers and 7.00% p.a. (13 months to 15 months) for senior citizens. Rates below are as published by the bank. Confirm with Vidya Sahakari Bank before investing.
What is the Vidya Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Vidya Sahakari Bank Ltd., Pune offers 5.50% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vidya Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Vidya Sahakari Bank Ltd., Pune offers 6.00% p.a. on a 2-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vidya Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Vidya Sahakari Bank Ltd., Pune offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vidya Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Vidya Sahakari Bank Ltd., Pune offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vidya Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vidya Sahakari Bank Ltd., Pune, depending on the tenure.
When did Vidya Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Vidya Sahakari Bank Ltd., Pune's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Vidya Sahakari Bank offer?
Vidya Sahakari Bank Ltd., Pune's published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 45 days” to “Above 60 months”.
Does Vidya Sahakari Bank pay more than the Post Office Time Deposit?
Vidya Sahakari Bank Ltd., Pune pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 6.00% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vidya Sahakari Bank's 1-year FD rate rank?
Vidya Sahakari Bank Ltd., Pune's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vidya Sahakari Bank insured?
Deposits with Vidya Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vidya Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official Vidya Sahakari Bank website before investing.
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Good to know
- Deposits with Vidya Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vidya Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vidya Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Vidya Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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