Uttar Pradesh State Co-operative Bank interest rates · November 2026
What will my FD earn at UP State Cooperative Bank?
Overview
Uttar Pradesh State Co-operative Bank (UP State Cooperative Bank) is a state co-operative apex bank, headquartered in Lucknow. Its headline 1-year FD rate of 6.40% is 0.33% below the state co-operative bank average of 6.73%, ranking #710 of 1033 banks on RateScan.in.
Rates as of 1 Sept 2025, verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Uttar Pradesh State Co-operative Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Lucknow
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
UP State Cooperative Bank rates
Every rate, tenure by tenure, and what your money grows to.
UP State Cooperative Bank Fixed Deposit rate changes
Changes to UP State Cooperative Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to UP State Cooperative Bank's fixed deposit (FD) rates has been recorded since tracking started on 30 Sept 2026.
Good to know
- Deposits with Uttar Pradesh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- UP State Cooperative Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at UP State Cooperative Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official UP State Cooperative Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at UP State Cooperative Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.