Rates verified from official source

Srimatha Mahila Sahakari Bank Niyamitha, Bangalore Fixed Deposit interest rates · November 2026

Srimatha Mahila Bank's best Fixed Deposit rate is 7.50% (ABOVE 24 MONTHS TO 36 MONTHS), 2.50 points below the best on the market (10.00%).

  • Seniors: up to 8.00% (ABOVE 24 MONTHS TO 36 MONTHS), 0.50 points above the general rate for that tenure.

What will my FD earn at Srimatha Mahila Bank?

Estimated value after 1 year · before tax ₹5,37,248 7.25% p.a. · ₹37,248 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
30 Days to
180 Days
5.50% 5.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
181 Days
to 364 Days
6.25% 6.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
12 Months
to 24 Months
7.25% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
ABOVE 24 MONTHS
TO 36 MONTHS
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
Above 36 MONTHS
7.25% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

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Srimatha Mahila Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.25%
Before you book

Srimatha Mahila Bank Fixed Deposit: frequently asked questions

What is the highest Srimatha Mahila Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Srimatha Mahila Sahakari Bank Niyamitha, Bangalore offers up to 7.50% p.a. on its fixed deposit (FD) (ABOVE 24 MONTHS TO 36 MONTHS) for general customers and 8.00% p.a. (ABOVE 24 MONTHS TO 36 MONTHS) for senior citizens. Rates below are as published by the bank. Confirm with Srimatha Mahila Bank before investing.

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What is the Srimatha Mahila Bank 1-year FD interest rate?

As of 14 Nov 2026, Srimatha Mahila Sahakari Bank Niyamitha, Bangalore offers 7.25% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Srimatha Mahila Bank 2-year FD interest rate?

As of 14 Nov 2026, Srimatha Mahila Sahakari Bank Niyamitha, Bangalore offers 7.25% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Srimatha Mahila Bank 3-year FD interest rate?

As of 14 Nov 2026, Srimatha Mahila Sahakari Bank Niyamitha, Bangalore offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Srimatha Mahila Bank 5-year FD interest rate?

As of 14 Nov 2026, Srimatha Mahila Sahakari Bank Niyamitha, Bangalore offers 7.25% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Srimatha Mahila Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Srimatha Mahila Sahakari Bank Niyamitha, Bangalore, depending on the tenure.

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When did Srimatha Mahila Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Srimatha Mahila Sahakari Bank Niyamitha, Bangalore's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.

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What fixed deposit (FD) tenures does Srimatha Mahila Bank offer?

Srimatha Mahila Sahakari Bank Niyamitha, Bangalore's published fixed deposit (FD) rate table has 5 tenure bands, from “30 Days to 180 Days” to “Above 36 MONTHS”.

Does Srimatha Mahila Bank pay more than the Post Office Time Deposit?

Srimatha Mahila Sahakari Bank Niyamitha, Bangalore pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Srimatha Mahila Bank's 1-year FD rate rank?

Srimatha Mahila Sahakari Bank Niyamitha, Bangalore's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Srimatha Mahila Bank insured?

Deposits with Srimatha Mahila Sahakari Bank Niyamitha, Bangalore are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Srimatha Mahila Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Srimatha Mahila Bank website before investing.

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Good to know

  • Deposits with Srimatha Mahila Sahakari Bank Niyamitha, Bangalore are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Srimatha Mahila Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Srimatha Mahila Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Srimatha Mahila Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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