Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune Fixed Deposit interest rates · November 2026
What will my FD earn at Shri Laxmikrupa Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 90 days |
3.25% | 3.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 days to 364 days |
4.75% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
12 months to 12 months |
8.00% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
13 months to 36 months |
6.75% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
37 months to 60 months |
7.00% | 7.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
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Shri Laxmikrupa Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.00%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); co-op society column, recurring and reinvestment deposits are not ingested
Before you book
Shri Laxmikrupa Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Shri Laxmikrupa Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune offers up to 8.00% p.a. on its fixed deposit (FD) (12 months to 12 months) for general customers and 8.50% p.a. (12 months to 12 months) for senior citizens. Rates below are as published by the bank. Confirm with Shri Laxmikrupa Urban Co-op Bank before investing.
What is the Shri Laxmikrupa Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Laxmikrupa Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune offers 6.75% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Laxmikrupa Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune offers 6.75% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Shri Laxmikrupa Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune offers 7.00% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shri Laxmikrupa Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune, depending on the tenure.
When did Shri Laxmikrupa Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Shri Laxmikrupa Urban Co-op Bank offer?
Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune's published fixed deposit (FD) rate table has 5 tenure bands, from “15 days to 90 days” to “37 months to 60 months”.
Does Shri Laxmikrupa Urban Co-op Bank pay more than the Post Office Time Deposit?
Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shri Laxmikrupa Urban Co-op Bank's 1-year FD rate rank?
Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune's 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Shri Laxmikrupa Urban Co-op Bank insured?
Deposits with Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shri Laxmikrupa Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Shri Laxmikrupa Urban Co-op Bank website before investing.
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Good to know
- Deposits with Shri Laxmikrupa Urban Co-op. Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shri Laxmikrupa Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shri Laxmikrupa Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Shri Laxmikrupa Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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