Rates verified from official source

Shalini Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026

Shalini Sahakari Bank's best Fixed Deposit rate is 7.25% (2 Years to Less than 3 Years), 2.25 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (5 years to 10 years), 0.75 points above the general rate for that tenure.

What will my FD earn at Shalini Sahakari Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days to 45 Days
3.25% 3.50% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
46 Days to
179 Days
4.75% 5.00% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
180 Days
to 210 Days
5.50% 5.75% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
211 Days to
Less than 1 Year
6.00% 6.25% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
1 Year to Less
than 2 Years
6.75% 7.00% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
2 Years to
Less than 3 Years
7.25% 7.50% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
3 Years to
Less than 5 Years
6.75% 7.00% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
5 years to
10 years
7.00% 7.75% Any amount
1 Dec 2025
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026

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Shalini Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
Before you book

Shalini Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Shalini Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Shalini Sahakari Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (2 Years to Less than 3 Years) for general customers and 7.75% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Shalini Sahakari Bank before investing.

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What is the Shalini Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, Shalini Sahakari Bank Ltd. offers 6.75% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shalini Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, Shalini Sahakari Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shalini Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, Shalini Sahakari Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shalini Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, Shalini Sahakari Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Shalini Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Shalini Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Shalini Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Shalini Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 5 Nov 2026.

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What fixed deposit (FD) tenures does Shalini Sahakari Bank offer?

Shalini Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 45 Days” to “5 years to 10 years”.

Does Shalini Sahakari Bank pay more than the Post Office Time Deposit?

Shalini Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Shalini Sahakari Bank's 1-year FD rate rank?

Shalini Sahakari Bank Ltd.'s 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Shalini Sahakari Bank insured?

Deposits with Shalini Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Shalini Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Dec 2025. Rates can change without notice, so verify on the official Shalini Sahakari Bank website before investing.

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Good to know

  • Deposits with Shalini Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Shalini Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Shalini Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Shalini Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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