Sri Seetharaghava Souharda Sahakara Bank Niyamitha Fixed Deposit interest rates · November 2026
What will my FD earn at Seetha Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
46 days to 90 days |
4.35% | – | Any amount | 29 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
4.50% | – | Any amount | 29 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 1 year |
6.50% | – | Any amount | 29 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 1 year 3 months to 3 years |
7.75% | 8.25% | Any amount | 29 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 3 years to 5 years |
8.00% | 8.50% | Any amount | 29 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 5 years to 10 years |
7.50% | 8.00% | Any amount | 29 Jan 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
Seetha Bank Fixed Deposit: frequently asked questions
What is the highest Seetha Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Sri Seetharaghava Souharda Sahakara Bank Niyamitha offers up to 8.00% p.a. on its fixed deposit (FD) (Above 3 years to 5 years) for general customers and 8.50% p.a. (Above 3 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Seetha Bank before investing.
What is the Seetha Bank 1-year FD interest rate?
As of 14 Nov 2026, Sri Seetharaghava Souharda Sahakara Bank Niyamitha offers 6.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 29 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Seetha Bank 2-year FD interest rate?
As of 14 Nov 2026, Sri Seetharaghava Souharda Sahakara Bank Niyamitha offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 29 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Seetha Bank 3-year FD interest rate?
As of 14 Nov 2026, Sri Seetharaghava Souharda Sahakara Bank Niyamitha offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 29 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Seetha Bank 5-year FD interest rate?
As of 14 Nov 2026, Sri Seetharaghava Souharda Sahakara Bank Niyamitha offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 29 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Seetha Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sri Seetharaghava Souharda Sahakara Bank Niyamitha, depending on the tenure.
When did Seetha Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Sri Seetharaghava Souharda Sahakara Bank Niyamitha's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Seetha Bank offer?
Sri Seetharaghava Souharda Sahakara Bank Niyamitha's published fixed deposit (FD) rate table has 6 tenure bands, from “46 days to 90 days” to “Above 5 years to 10 years”.
Does Seetha Bank pay more than the Post Office Time Deposit?
Sri Seetharaghava Souharda Sahakara Bank Niyamitha pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Seetha Bank's 1-year FD rate rank?
Sri Seetharaghava Souharda Sahakara Bank Niyamitha's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Seetha Bank insured?
Deposits with Sri Seetharaghava Souharda Sahakara Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Seetha Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 29 Jan 2026. Rates can change without notice, so verify on the official Seetha Bank website before investing.
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Good to know
- Deposits with Sri Seetharaghava Souharda Sahakara Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Seetha Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Seetha Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Seetha Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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