The Raddi Sahakara Bank Niyamitha, Dharwad Fixed Deposit interest rates · November 2026
What will my FD earn at Raddi Sahakara Bank?
Showing 6 of 11 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days Below ₹15 lakh |
4.00% | 4.50% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
15 days to 45 days ₹15 lakh and above |
4.50% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days Below ₹15 lakh |
4.75% | 5.25% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days ₹15 lakh and above |
5.25% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days Below ₹15 lakh |
5.50% | 6.00% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days ₹15 lakh and above |
6.00% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 1 year Below ₹15 lakh |
6.75% | 7.25% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 1 year ₹15 lakh and above |
7.25% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 1 year Below ₹15 lakh |
7.25% | 7.75% | Below ₹15 lakh | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 1 year ₹15 lakh and above |
7.75% | – | ₹15 lakh and above | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
555 days Ujjwal Bhavishya deposit (centenary, 555 days) |
7.50% | – | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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Raddi Sahakara Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Kannada picture: the revised column (effective 01-07-2026) is ingested, the earlier-rate column is not; the bulk column is the printed rate plus the printed 0.50% for single lump-sum term deposits of ₹15 lakh and above (individuals and institutions); the sheet does not say whether the senior and ₹15 lakh additions combine, so no senior bulk rate is shown; the centenary Jeevan Aadhar (doubling) deposit prints no tenure and is not ingested
- centenary special deposit printed for 555 days only; Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Kannada picture: the revised column (effective 01-07-2026) is ingested, the earlier-rate column is not; the bulk column is the printed rate plus the printed 0.50% for single lump-sum term deposits of ₹15 lakh and above (individuals and institutions); the sheet does not say whether the senior and ₹15 lakh additions combine, so no senior bulk rate is shown; the centenary Jeevan Aadhar (doubling) deposit prints no tenure and is not ingested
Before you book
Raddi Sahakara Bank Fixed Deposit: frequently asked questions
What is the highest Raddi Sahakara Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Raddi Sahakara Bank Niyamitha, Dharwad offers up to 7.50% p.a. on its fixed deposit (FD) (555 days) for general customers and 7.75% p.a. (Above 1 year) for senior citizens. Rates below are as published by the bank. Confirm with Raddi Sahakara Bank before investing.
What is the Raddi Sahakara Bank 1-year FD interest rate?
As of 14 Nov 2026, The Raddi Sahakara Bank Niyamitha, Dharwad offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Raddi Sahakara Bank 2-year FD interest rate?
As of 14 Nov 2026, The Raddi Sahakara Bank Niyamitha, Dharwad offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Raddi Sahakara Bank 3-year FD interest rate?
As of 14 Nov 2026, The Raddi Sahakara Bank Niyamitha, Dharwad offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Raddi Sahakara Bank 5-year FD interest rate?
As of 14 Nov 2026, The Raddi Sahakara Bank Niyamitha, Dharwad offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Raddi Sahakara Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Raddi Sahakara Bank Niyamitha, Dharwad, depending on the tenure.
When did Raddi Sahakara Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Raddi Sahakara Bank Niyamitha, Dharwad's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Raddi Sahakara Bank offer?
The Raddi Sahakara Bank Niyamitha, Dharwad's published fixed deposit (FD) rate table has 5 tenure bands, from “15 days to 45 days” to “Above 1 year”.
Does Raddi Sahakara Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Raddi Sahakara Bank Niyamitha, Dharwad's table lists separate bands: Below ₹15 lakh; ₹15 lakh and above; Any amount. Each row shows the band it applies to.
Does Raddi Sahakara Bank have special fixed deposit (FD) schemes?
The Raddi Sahakara Bank Niyamitha, Dharwad's rate table lists these named schemes (1): Ujjwal Bhavishya deposit (centenary, 555 days). Check eligibility and end dates with the bank.
Does Raddi Sahakara Bank pay more than the Post Office Time Deposit?
The Raddi Sahakara Bank Niyamitha, Dharwad pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Raddi Sahakara Bank's 1-year FD rate rank?
The Raddi Sahakara Bank Niyamitha, Dharwad's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Raddi Sahakara Bank insured?
Deposits with The Raddi Sahakara Bank Niyamitha, Dharwad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Raddi Sahakara Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2026. Rates can change without notice, so verify on the official Raddi Sahakara Bank website before investing.
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Good to know
- Deposits with The Raddi Sahakara Bank Niyamitha, Dharwad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Raddi Sahakara Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Raddi Sahakara Bank, depending on the tenure.
- Raddi Sahakara Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Raddi Sahakara Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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