Rates verified from official source

The Raddi Sahakara Bank Niyamitha, Dharwad interest rates · November 2026

Raddi Sahakara Bank FD rates

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What will my FD earn at Raddi Sahakara Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding

Overview

The Raddi Sahakara Bank Niyamitha, Dharwad (Raddi Sahakara Bank) is an urban co-operative bank (UCB), headquartered in Dharwad. Its headline 1-year FD rate of 6.75% is 0.10% above the urban co-operative bank average of 6.65%, ranking #480 of 1033 banks on RateScan.in.

Headquarters
Dharwad
Monitored since
26 Oct 2026
Operates in
Karnataka

Rates as of 1 Jul 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names The Raddi Sahakara Bank Niyamitha, Dharwad. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

23 branches in 10 districts

Most branches: Belagavi 5, Dharwad 5, Bagalkot 3

From the bank's own branch list (checked 3 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: raddibank.bank.in

Raddi Sahakara Bank Fixed Deposit rate changes

Changes to Raddi Sahakara Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 26 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Raddi Sahakara Bank's fixed deposit (FD) rates has been recorded since tracking started on 26 Oct 2026.

Good to know

  • Deposits with The Raddi Sahakara Bank Niyamitha, Dharwad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Raddi Sahakara Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Raddi Sahakara Bank, depending on the tenure.
  • Raddi Sahakara Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Raddi Sahakara Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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