Ponnampet Town Co-operative Bank Niyamitha Fixed Deposit interest rates · November 2026
What will my FD earn at Ponnampet Town Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days to 180 Days 3 slabs at this rate |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days To less than 364 Days |
5.75% | 6.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 Year To less than 2 Years |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
2 Years to less than 5 Years 2 slabs at this rate |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
777 days 777-day deposit |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
888 days 888-day deposit |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Ponnampet Town Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%Before you book
Ponnampet Town Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Ponnampet Town Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Ponnampet Town Co-operative Bank Niyamitha offers up to 7.25% p.a. on its fixed deposit (FD) (1 Year To less than 2 Years) for general customers and 7.75% p.a. (1 Year To less than 2 Years) for senior citizens. Rates below are as published by the bank. Confirm with Ponnampet Town Co-op Bank before investing.
What is the Ponnampet Town Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Ponnampet Town Co-operative Bank Niyamitha offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ponnampet Town Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Ponnampet Town Co-operative Bank Niyamitha offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ponnampet Town Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Ponnampet Town Co-operative Bank Niyamitha offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ponnampet Town Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ponnampet Town Co-operative Bank Niyamitha, depending on the tenure.
When did Ponnampet Town Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Ponnampet Town Co-operative Bank Niyamitha's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Ponnampet Town Co-op Bank offer?
Ponnampet Town Co-operative Bank Niyamitha's published fixed deposit (FD) rate table has 7 tenure bands, from “30 Days To 45 Days” to “3 Years To less than 5 Years”.
Does Ponnampet Town Co-op Bank have special fixed deposit (FD) schemes?
Ponnampet Town Co-operative Bank Niyamitha's rate table lists these named schemes (2): 777-day deposit; 888-day deposit. Check eligibility and end dates with the bank.
Does Ponnampet Town Co-op Bank pay more than the Post Office Time Deposit?
Ponnampet Town Co-operative Bank Niyamitha pays more than the Post Office Time Deposit at 1 of 3 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.00% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Ponnampet Town Co-op Bank's 1-year FD rate rank?
Ponnampet Town Co-operative Bank Niyamitha's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ponnampet Town Co-op Bank insured?
Deposits with Ponnampet Town Co-operative Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ponnampet Town Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Ponnampet Town Co-op Bank website before investing.
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Good to know
- Deposits with Ponnampet Town Co-operative Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ponnampet Town Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ponnampet Town Co-op Bank, depending on the tenure.
- Ponnampet Town Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Ponnampet Town Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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