The Ponani Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Ponani Co-op Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
From 7 days to 91 days |
4.50% | – | Any amount | 1 Nov 2022 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
From 92 days to 180 days |
6.00% | – | Any amount | 1 Nov 2022 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
From 181 days to 364 days |
7.00% | – | Any amount | 1 Nov 2022 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
1 year |
7.50% | – | Any amount | 1 Nov 2022 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 1 year to 3 year |
7.25% | – | Any amount | 1 Nov 2022 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 3 Years |
7.00% | – | Any amount | 1 Nov 2022 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Ponani Co-op Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%Before you book
Ponani Co-op Urban Bank Fixed Deposit: frequently asked questions
What is the highest Ponani Co-op Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Ponani Co-operative Urban Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (1 year) for general customers. Rates below are as published by the bank. Confirm with Ponani Co-op Urban Bank before investing.
What is the Ponani Co-op Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, The Ponani Co-operative Urban Bank Ltd. offers 7.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Nov 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ponani Co-op Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, The Ponani Co-operative Urban Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Nov 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ponani Co-op Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, The Ponani Co-operative Urban Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Nov 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ponani Co-op Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, The Ponani Co-operative Urban Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Nov 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ponani Co-op Urban Bank?
The Ponani Co-operative Urban Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Ponani Co-op Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Ponani Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Ponani Co-op Urban Bank offer?
The Ponani Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “From 7 days to 91 days” to “Above 3 Years”.
Does Ponani Co-op Urban Bank pay more than the Post Office Time Deposit?
The Ponani Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Ponani Co-op Urban Bank's 1-year FD rate rank?
The Ponani Co-operative Urban Bank Ltd.'s 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ponani Co-op Urban Bank insured?
Deposits with The Ponani Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ponani Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2022. Rates can change without notice, so verify on the official Ponani Co-op Urban Bank website before investing.
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Good to know
- Deposits with The Ponani Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ponani Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official Ponani Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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