The Patan Co-operative Bank Ltd., Mumbai Fixed Deposit interest rates · November 2026
What will my FD earn at Patan Co-op Bank Mumbai?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 Days to 45 Days |
3.00% | 3.00% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
46 days to 180 days |
4.50% | 4.50% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
181 Days to 210 Days |
5.25% | 5.25% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
211 Days to less than 1 years |
5.75% | 5.75% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
1 year to less than 2 years |
6.75% | 7.25% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
2 year to less than 3 years |
6.90% | 7.40% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
3 year to less than 5 years |
6.50% | 7.00% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
5 year and upto 10 years |
6.25% | 6.75% | Any amount | 1 May 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
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Patan Co-op Bank Mumbai FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
Patan Co-op Bank Mumbai Fixed Deposit: frequently asked questions
What is the highest Patan Co-op Bank Mumbai Fixed Deposit interest rate?
As of 14 Nov 2026, The Patan Co-operative Bank Ltd., Mumbai offers up to 6.90% p.a. on its fixed deposit (FD) (2 year to less than 3 years) for general customers and 7.40% p.a. (2 year to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Patan Co-op Bank Mumbai before investing.
What is the Patan Co-op Bank Mumbai 1-year FD interest rate?
As of 14 Nov 2026, The Patan Co-operative Bank Ltd., Mumbai offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Patan Co-op Bank Mumbai 2-year FD interest rate?
As of 14 Nov 2026, The Patan Co-operative Bank Ltd., Mumbai offers 6.90% p.a. on a 2-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Patan Co-op Bank Mumbai 3-year FD interest rate?
As of 14 Nov 2026, The Patan Co-operative Bank Ltd., Mumbai offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Patan Co-op Bank Mumbai 5-year FD interest rate?
As of 14 Nov 2026, The Patan Co-operative Bank Ltd., Mumbai offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Patan Co-op Bank Mumbai?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Patan Co-operative Bank Ltd., Mumbai, depending on the tenure.
When did Patan Co-op Bank Mumbai last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Patan Co-operative Bank Ltd., Mumbai's fixed deposit (FD) rates since it started tracking them on 6 Nov 2026.
What fixed deposit (FD) tenures does Patan Co-op Bank Mumbai offer?
The Patan Co-operative Bank Ltd., Mumbai's published fixed deposit (FD) rate table has 8 tenure bands, from “15 Days to 45 Days” to “5 year and upto 10 years”.
Does Patan Co-op Bank Mumbai pay more than the Post Office Time Deposit?
The Patan Co-operative Bank Ltd., Mumbai pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.90% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Patan Co-op Bank Mumbai's 1-year FD rate rank?
The Patan Co-operative Bank Ltd., Mumbai's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Patan Co-op Bank Mumbai insured?
Deposits with The Patan Co-operative Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Patan Co-op Bank Mumbai rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 May 2025. Rates can change without notice, so verify on the official Patan Co-op Bank Mumbai website before investing.
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Good to know
- Deposits with The Patan Co-operative Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Patan Co-op Bank Mumbai is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Patan Co-op Bank Mumbai, depending on the tenure.
Informational only. Always confirm the current rate on the official Patan Co-op Bank Mumbai website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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