Odisha State Co-operative Bank Fixed Deposit interest rates · November 2026
What will my FD earn at OSCB Odisha?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 days 2 slabs at this rate |
4.00% | – | Any amount | 7 Nov 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
46 to 90 days 2 slabs at this rate |
5.25% | – | Any amount | 7 Nov 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
91 to 180 days 2 slabs at this rate |
5.50% | – | Any amount | 7 Nov 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
181 days to less than 1 yr |
6.50% | – | Any amount | 7 Nov 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
1 to less than 2 years |
7.15% | – | Any amount | 7 Nov 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
2 to less than 3 years |
7.10% | – | Any amount | 7 Nov 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
3 to 10 years 2 slabs at this rate |
7.00% | – | Any amount | 7 Nov 2023 stale | official captured from the bank's rate card 30 Sept 2026 |
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OSCB Odisha FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.15%Before you book
OSCB Odisha Fixed Deposit: frequently asked questions
What is the highest OSCB Odisha Fixed Deposit interest rate?
As of 14 Nov 2026, Odisha State Co-operative Bank offers up to 7.15% p.a. on its fixed deposit (FD) (1 to less than 2 years) for general customers and 7.65% p.a. (1 to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with OSCB Odisha before investing.
What is the OSCB Odisha 1-year FD interest rate?
As of 14 Nov 2026, Odisha State Co-operative Bank offers 7.15% p.a. on a 1-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Nov 2023. Source: the bank's official rate page.
What is the OSCB Odisha 2-year FD interest rate?
As of 14 Nov 2026, Odisha State Co-operative Bank offers 7.10% p.a. on a 2-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Nov 2023. Source: the bank's official rate page.
What is the OSCB Odisha 3-year FD interest rate?
As of 14 Nov 2026, Odisha State Co-operative Bank offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Nov 2023. Source: the bank's official rate page.
What is the OSCB Odisha 5-year FD interest rate?
As of 14 Nov 2026, Odisha State Co-operative Bank offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Nov 2023. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at OSCB Odisha?
Odisha State Co-operative Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did OSCB Odisha last change its Fixed Deposit rates?
RateScan.in has recorded no change to Odisha State Co-operative Bank's fixed deposit (FD) rates since it started tracking them on 30 Sept 2026.
What fixed deposit (FD) tenures does OSCB Odisha offer?
Odisha State Co-operative Bank's published fixed deposit (FD) rate table has 11 tenure bands, from “7 to 14 days” to “5 to 10 years”.
Does OSCB Odisha pay more than the Post Office Time Deposit?
Odisha State Co-operative Bank pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.15% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does OSCB Odisha's 1-year FD rate rank?
Odisha State Co-operative Bank's 1-year general FD rate of 7.15% ranks #270 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with OSCB Odisha insured?
Deposits with Odisha State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these OSCB Odisha rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 7 Nov 2023. Rates can change without notice, so verify on the official OSCB Odisha website before investing.
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Good to know
- Deposits with Odisha State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- OSCB Odisha is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official OSCB Odisha website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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