The Naroda Nagarik Co-op Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Naroda Nagarik Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days up to 180 Days |
4.00% | 4.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days to 1 Year |
5.00% | 5.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
333 days 333-day deposit (non-cumulative) |
5.50% | 5.50% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
13 Month to 23 Month |
6.25% | 6.75% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
444 days 444-day deposit (non-cumulative) |
6.50% | 7.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
700 days 700-day deposit (non-cumulative) |
6.50% | 7.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
24 months 24-month deposit |
6.50% | 7.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 25 Month to Above 36 Month 2 slabs at this rate |
6.50% | 7.00% | Any amount | 1 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Naroda Nagarik Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.00%Before you book
Naroda Nagarik Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Naroda Nagarik Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Naroda Nagarik Co-op Bank Ltd. offers up to 6.50% p.a. on its fixed deposit (FD) (Above 25 Month to 36 Month) for general customers and 7.00% p.a. (Above 25 Month to 36 Month) for senior citizens. Rates below are as published by the bank. Confirm with Naroda Nagarik Co-op Bank before investing.
What is the Naroda Nagarik Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Naroda Nagarik Co-op Bank Ltd. offers 5.00% p.a. on a 1-year FD for general customers and 5.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Naroda Nagarik Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Naroda Nagarik Co-op Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Naroda Nagarik Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Naroda Nagarik Co-op Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Naroda Nagarik Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Naroda Nagarik Co-op Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Naroda Nagarik Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Naroda Nagarik Co-op Bank Ltd., depending on the tenure.
When did Naroda Nagarik Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Naroda Nagarik Co-op Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Naroda Nagarik Co-op Bank offer?
The Naroda Nagarik Co-op Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “30 Days up to 180 Days” to “Above 36 Month”.
Does Naroda Nagarik Co-op Bank have special fixed deposit (FD) schemes?
The Naroda Nagarik Co-op Bank Ltd.'s rate table lists these named schemes (4): 333-day deposit (non-cumulative); 444-day deposit (non-cumulative); 700-day deposit (non-cumulative); 24-month deposit. Check eligibility and end dates with the bank.
Does Naroda Nagarik Co-op Bank pay more than the Post Office Time Deposit?
The Naroda Nagarik Co-op Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Naroda Nagarik Co-op Bank's 1-year FD rate rank?
The Naroda Nagarik Co-op Bank Ltd.'s 1-year general FD rate of 5.00% ranks #993 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Naroda Nagarik Co-op Bank insured?
Deposits with The Naroda Nagarik Co-op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Naroda Nagarik Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official Naroda Nagarik Co-op Bank website before investing.
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Good to know
- Deposits with The Naroda Nagarik Co-op Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Naroda Nagarik Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Naroda Nagarik Co-op Bank, depending on the tenure.
- Naroda Nagarik Co-op Bank's FD table includes 4 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Naroda Nagarik Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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