Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur Fixed Deposit interest rates · November 2026
What will my FD earn at Laxmi Mahila Nagrik Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days to 90 Days |
5.00% | 5.00% | Any amount | 1 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 Days to 180 Days |
5.50% | 5.50% | Any amount | 1 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 180 days to 364 days |
6.50% | 6.50% | Any amount | 1 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
01 Year to 03 Year |
7.25% | 8.00% | Any amount | 1 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
03 Year to 10 Year |
7.15% | 7.90% | Any amount | 1 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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Laxmi Mahila Nagrik Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%Before you book
Laxmi Mahila Nagrik Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Laxmi Mahila Nagrik Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur offers up to 7.25% p.a. on its fixed deposit (FD) (01 Year to 03 Year) for general customers and 8.00% p.a. (01 Year to 03 Year) for senior citizens. Rates below are as published by the bank. Confirm with Laxmi Mahila Nagrik Sahakari Bank before investing.
What is the Laxmi Mahila Nagrik Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur offers 7.25% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Laxmi Mahila Nagrik Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur offers 7.25% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Laxmi Mahila Nagrik Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur offers 7.15% p.a. on a 3-year FD for general customers and 7.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Laxmi Mahila Nagrik Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur offers 7.15% p.a. on a 5-year FD for general customers and 7.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Laxmi Mahila Nagrik Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur, depending on the tenure.
When did Laxmi Mahila Nagrik Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Laxmi Mahila Nagrik Sahakari Bank offer?
Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur's published fixed deposit (FD) rate table has 5 tenure bands, from “30 Days to 90 Days” to “03 Year to 10 Year”.
Does Laxmi Mahila Nagrik Sahakari Bank pay more than the Post Office Time Deposit?
Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.15% (PO 7.10%), 5y 7.15% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Laxmi Mahila Nagrik Sahakari Bank's 1-year FD rate rank?
Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Laxmi Mahila Nagrik Sahakari Bank insured?
Deposits with Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Laxmi Mahila Nagrik Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Feb 2023. Rates can change without notice, so verify on the official Laxmi Mahila Nagrik Sahakari Bank website before investing.
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Good to know
- Deposits with Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Laxmi Mahila Nagrik Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Laxmi Mahila Nagrik Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Laxmi Mahila Nagrik Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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