Laxmi Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Laxmi Urban Bank, Latur?
Showing 5 of 7 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 30 days |
3.00% | 3.50% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
31 days to 90 days |
4.00% | 4.50% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
5.00% | 5.50% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 12 months (364 days) |
6.00% | 6.50% | Any amount | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
12 months to Above 24 months 2 slabs at this rate |
7.25% | 7.75% | Below ₹15 lakh | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
12 months 1 day and above ₹15 lakh to below ₹5 crore (single deposit) |
7.75% | – | ₹15 lakh to below ₹5 crore (single deposit) | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
12 months 1 day and above ₹5 crore and above (single deposit) |
7.50% | – | ₹5 crore and above (single deposit) | 1 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
No rates match these filters.
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Laxmi Urban Bank, Latur FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%- Circular 89 of 22/07/2026 (image on the rate page, re-checked by SHA-256): rates from 01 August 2026 for new and renewed deposits
Before you book
Laxmi Urban Bank, Latur Fixed Deposit: frequently asked questions
What is the highest Laxmi Urban Bank, Latur Fixed Deposit interest rate?
As of 14 Nov 2026, Laxmi Urban Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (12 months to 24 months) for general customers and 7.75% p.a. (12 months to 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Laxmi Urban Bank, Latur before investing.
What is the Laxmi Urban Bank, Latur 1-year FD interest rate?
As of 14 Nov 2026, Laxmi Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Laxmi Urban Bank, Latur 2-year FD interest rate?
As of 14 Nov 2026, Laxmi Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Laxmi Urban Bank, Latur 3-year FD interest rate?
As of 14 Nov 2026, Laxmi Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Laxmi Urban Bank, Latur 5-year FD interest rate?
As of 14 Nov 2026, Laxmi Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Laxmi Urban Bank, Latur?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Laxmi Urban Co-operative Bank Ltd., depending on the tenure.
When did Laxmi Urban Bank, Latur last change its Fixed Deposit rates?
RateScan.in has recorded no change to Laxmi Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Laxmi Urban Bank, Latur offer?
Laxmi Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 30 days” to “Above 24 months”.
Does Laxmi Urban Bank, Latur pay different fixed deposit (FD) rates by deposit size?
Yes. Laxmi Urban Co-operative Bank Ltd.'s table lists separate bands: Any amount; Below ₹15 lakh; ₹15 lakh to below ₹5 crore (single deposit); ₹5 crore and above (single deposit). Each row shows the band it applies to.
Does Laxmi Urban Bank, Latur pay more than the Post Office Time Deposit?
Laxmi Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Laxmi Urban Bank, Latur's 1-year FD rate rank?
Laxmi Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Laxmi Urban Bank, Latur insured?
Deposits with Laxmi Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Laxmi Urban Bank, Latur rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2026. Rates can change without notice, so verify on the official Laxmi Urban Bank, Latur website before investing.
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Good to know
- Deposits with Laxmi Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Laxmi Urban Bank, Latur is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Laxmi Urban Bank, Latur, depending on the tenure.
Informational only. Always confirm the current rate on the official Laxmi Urban Bank, Latur website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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