The Kottakkal Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Kottakkal Co-op Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 45 days |
2.75% | 3.25% | Amount limits not stated | 3 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
46 to 179 days |
4.00% | 4.50% | Amount limits not stated | 3 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
180 to 364 days |
6.00% | 6.50% | Amount limits not stated | 3 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
365 to 3 years |
7.75% | 8.25% | Amount limits not stated | 3 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
above 3 years to 5 years |
6.25% | 6.75% | Amount limits not stated | 3 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
above 5 years to 10 years |
6.50% | 7.00% | Amount limits not stated | 3 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
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Kottakkal Co-op Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.75%Before you book
Kottakkal Co-op Urban Bank Fixed Deposit: frequently asked questions
What is the highest Kottakkal Co-op Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Kottakkal Co-operative Urban Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (365 to 3 years) for general customers and 8.25% p.a. (365 to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Kottakkal Co-op Urban Bank before investing.
What is the Kottakkal Co-op Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, The Kottakkal Co-operative Urban Bank Ltd. offers 7.75% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kottakkal Co-op Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, The Kottakkal Co-operative Urban Bank Ltd. offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kottakkal Co-op Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, The Kottakkal Co-operative Urban Bank Ltd. offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kottakkal Co-op Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, The Kottakkal Co-operative Urban Bank Ltd. offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Kottakkal Co-op Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kottakkal Co-operative Urban Bank Ltd., depending on the tenure.
When did Kottakkal Co-op Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Kottakkal Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 11 Nov 2026.
What fixed deposit (FD) tenures does Kottakkal Co-op Urban Bank offer?
The Kottakkal Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 to 45 days” to “above 5 years to 10 years”.
Does Kottakkal Co-op Urban Bank pay more than the Post Office Time Deposit?
The Kottakkal Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Kottakkal Co-op Urban Bank's 1-year FD rate rank?
The Kottakkal Co-operative Urban Bank Ltd.'s 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Kottakkal Co-op Urban Bank insured?
Deposits with The Kottakkal Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Kottakkal Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 3 Nov 2025. Rates can change without notice, so verify on the official Kottakkal Co-op Urban Bank website before investing.
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Good to know
- Deposits with The Kottakkal Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kottakkal Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kottakkal Co-op Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Kottakkal Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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