The Kokan Mercantile Co-operative Bank Ltd. Recurring Deposit interest rates · November 2026
Plan your recurring deposit at Kokan Mercantile Bank
Before opening an RD
Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
1 year to less than 2 years |
6.80% | 7.30% | Any amount | 18 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
2 years to less than 3 years |
7.00% | 7.50% | Any amount | 18 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
3 years to less than 5 years |
6.75% | 7.25% | Any amount | 18 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
5 years to 10 years |
6.50% | 7.50% | Any amount | 18 Jun 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
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Kokan Mercantile Bank RD return examples
Open a figure in the RD calculator. Darker shade = higher rate. ★ marks the highest rate for that amount. Deposits are paid at the start of each month, with quarterly compounding. Rates as of 14 Nov 2026. Confirm the current rate with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Kokan Mercantile Bank Recurring Deposit: frequently asked questions
What is the highest Kokan Mercantile Bank Recurring Deposit interest rate?
As of 14 Nov 2026, The Kokan Mercantile Co-operative Bank Ltd. offers up to 7.00% p.a. on its recurring deposit (RD) (2 years to less than 3 years) for general customers and 7.50% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Kokan Mercantile Bank before investing.
Do senior citizens get higher Recurring Deposit rates at Kokan Mercantile Bank?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Kokan Mercantile Co-operative Bank Ltd., depending on the tenure.
When did Kokan Mercantile Bank last change its Recurring Deposit rates?
RateScan.in has recorded no change to The Kokan Mercantile Co-operative Bank Ltd.'s recurring deposit (RD) rates since it started tracking them on 12 Nov 2026.
What recurring deposit (RD) tenures does Kokan Mercantile Bank offer?
The Kokan Mercantile Co-operative Bank Ltd.'s published recurring deposit (RD) rate table has 4 tenure bands, from “1 year to less than 2 years” to “5 years to 10 years”.
Is my recurring deposit (RD) with Kokan Mercantile Bank insured?
Deposits with The Kokan Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Kokan Mercantile Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 18 Jun 2025. Rates can change without notice, so verify on the official Kokan Mercantile Bank website before investing.
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Good to know
- Deposits with The Kokan Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kokan Mercantile Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kokan Mercantile Bank, depending on the tenure.
- Kokan Mercantile Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Kokan Mercantile Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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