As of 5 Oct 2026, Utkarsh Small Finance Bank offers up to 7.50% p.a. on its recurring deposit (RD) (2 Years to 3 Years) for general customers and 8.00% p.a. (2 Years to 3 Years) for senior citizens. Rates below are as published by the bank — confirm with Utkarsh before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
371 Days to 665 Days |
7.25% | 7.75% | Any amount | 5 May 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
667 Days to 2 Years |
7.25% | 7.75% | Any amount | 5 May 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Years to 3 Years |
7.50% | 8.00% | Any amount | 5 May 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 Years to less than 4 Years |
7.25% | 7.75% | Any amount | 5 May 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
4 Years to 5 Years |
7.00% | 7.50% | Any amount | 5 May 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 Years to 10 Years |
6.75% | 7.25% | Any amount | 5 May 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Utkarsh Small Finance Bank offers up to 7.50% p.a. on its recurring deposit (RD) (2 Years to 3 Years) for general customers and 8.00% p.a. (2 Years to 3 Years) for senior citizens. Rates below are as published by the bank — confirm with Utkarsh before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Utkarsh Small Finance Bank, depending on the tenure.
Deposits with Utkarsh Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 May 2026. Rates can change without notice, so verify on the official Utkarsh website before investing.
Deposits with Utkarsh Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Utkarsh website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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