The Kodungallur Town Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Kodungallur Town Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 14 Days |
4.50% | – | Any amount | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
15 Days to 45 Days |
5.50% | – | Any amount | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 Days to 99 Days |
5.75% | – | Any amount | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
100 Days to 179 Days |
6.00% | – | Any amount | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
180 days to 364 days |
6.50% | – | Any amount | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
12 Months to less than 24 Months |
7.25% | 7.75% | Any amount | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
400 days |
7.75% | – | ₹15 lakh and above | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
24 Months to 120 Months |
6.75% | 7.25% | Any amount | 14 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Kodungallur Town Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%- single deposit of ₹15 lakh and above, 400 days
Before you book
Kodungallur Town Bank Fixed Deposit: frequently asked questions
What is the highest Kodungallur Town Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Kodungallur Town Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (12 Months to less than 24 Months) for general customers and 7.75% p.a. (12 months to below 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Kodungallur Town Bank before investing.
What is the Kodungallur Town Bank 1-year FD interest rate?
As of 14 Nov 2026, The Kodungallur Town Co-operative Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kodungallur Town Bank 2-year FD interest rate?
As of 14 Nov 2026, The Kodungallur Town Co-operative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kodungallur Town Bank 3-year FD interest rate?
As of 14 Nov 2026, The Kodungallur Town Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kodungallur Town Bank 5-year FD interest rate?
As of 14 Nov 2026, The Kodungallur Town Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 14 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Kodungallur Town Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kodungallur Town Co-operative Bank Ltd., depending on the tenure.
When did Kodungallur Town Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Kodungallur Town Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Kodungallur Town Bank offer?
The Kodungallur Town Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 14 Days” to “24 Months to 120 Months”.
Does Kodungallur Town Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Kodungallur Town Co-operative Bank Ltd.'s table lists separate bands: Any amount; ₹15 lakh and above. Each row shows the band it applies to.
Does Kodungallur Town Bank pay more than the Post Office Time Deposit?
The Kodungallur Town Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Kodungallur Town Bank's 1-year FD rate rank?
The Kodungallur Town Co-operative Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Kodungallur Town Bank insured?
Deposits with The Kodungallur Town Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Kodungallur Town Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 14 Aug 2026. Rates can change without notice, so verify on the official Kodungallur Town Bank website before investing.
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Good to know
- Deposits with The Kodungallur Town Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kodungallur Town Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kodungallur Town Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Kodungallur Town Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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