The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam Fixed Deposit interest rates · November 2026
What will my FD earn at Kanaka Mahalakshmi Co-op Bank?
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
15 DAYS TO 90 DAYS |
5.00% | 5.00% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 DAYS TO 180 DAYS |
5.50% | 6.00% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 DAYS TO less than 1 YEAR |
6.00% | 6.50% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
1 YEAR up to 3 YEARS |
8.00% | 8.50% | 8.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
ABOVE 3 YEARS UPTO 10 YEARS |
7.50% | 8.00% | 8.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
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Kanaka Mahalakshmi Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.00%Before you book
Kanaka Mahalakshmi Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Kanaka Mahalakshmi Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam offers up to 8.00% p.a. on its fixed deposit (FD) (1 YEAR up to 3 YEARS) for general customers and 8.50% p.a. (1 YEAR up to 3 YEARS) for senior citizens. Rates below are as published by the bank. Confirm with Kanaka Mahalakshmi Co-op Bank before investing.
What is the Kanaka Mahalakshmi Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kanaka Mahalakshmi Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kanaka Mahalakshmi Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kanaka Mahalakshmi Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Kanaka Mahalakshmi Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam, depending on the tenure.
When did Kanaka Mahalakshmi Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Kanaka Mahalakshmi Co-op Bank offer?
The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam's published fixed deposit (FD) rate table has 5 tenure bands, from “15 DAYS TO 90 DAYS” to “ABOVE 3 YEARS UPTO 10 YEARS”.
Does Kanaka Mahalakshmi Co-op Bank pay more than the Post Office Time Deposit?
The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Kanaka Mahalakshmi Co-op Bank's 1-year FD rate rank?
The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam's 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Kanaka Mahalakshmi Co-op Bank insured?
Deposits with The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Kanaka Mahalakshmi Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Kanaka Mahalakshmi Co-op Bank website before investing.
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Good to know
- Deposits with The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kanaka Mahalakshmi Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kanaka Mahalakshmi Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Kanaka Mahalakshmi Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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