The Kakinada Co-operative Town Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Kakinada Co-op Town Bank?
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
15 Days to 90 Days |
3.50% | 3.75% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 Days to 180 Days |
4.50% | 4.75% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 Days to 364 Days |
5.00% | 5.25% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
1 Year to 3 Years |
7.00% | 7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
3 Years to 5 Years |
7.10% | 7.60% | 8.10% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
5 years and above |
7.20% | 7.70% | 8.20% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
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Kakinada Co-op Town Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Kakinada Co-op Town Bank Fixed Deposit: frequently asked questions
What is the highest Kakinada Co-op Town Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Kakinada Co-operative Town Bank Ltd. offers up to 7.20% p.a. on its fixed deposit (FD) (5 years and above) for general customers and 7.70% p.a. (5 years and above) for senior citizens. Rates below are as published by the bank. Confirm with Kakinada Co-op Town Bank before investing.
What is the Kakinada Co-op Town Bank 1-year FD interest rate?
As of 14 Nov 2026, The Kakinada Co-operative Town Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kakinada Co-op Town Bank 2-year FD interest rate?
As of 14 Nov 2026, The Kakinada Co-operative Town Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kakinada Co-op Town Bank 3-year FD interest rate?
As of 14 Nov 2026, The Kakinada Co-operative Town Bank Ltd. offers 7.10% p.a. on a 3-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Kakinada Co-op Town Bank 5-year FD interest rate?
As of 14 Nov 2026, The Kakinada Co-operative Town Bank Ltd. offers 7.20% p.a. on a 5-year FD for general customers and 7.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Kakinada Co-op Town Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kakinada Co-operative Town Bank Ltd., depending on the tenure.
When did Kakinada Co-op Town Bank last change its Fixed Deposit rates?
The Kakinada Co-operative Town Bank Ltd. last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 9 Nov 2026: the general rate for 5 years and above went from 7.50% to 7.20%. RateScan.in has tracked Kakinada Co-op Town Bank's rates since 25 Oct 2026.
What fixed deposit (FD) tenures does Kakinada Co-op Town Bank offer?
The Kakinada Co-operative Town Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 Days to 90 Days” to “5 years and above”.
Does Kakinada Co-op Town Bank pay more than the Post Office Time Deposit?
The Kakinada Co-operative Town Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.10% (PO 7.10%), 5y 7.20% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Kakinada Co-op Town Bank's 1-year FD rate rank?
The Kakinada Co-operative Town Bank Ltd.'s 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Kakinada Co-op Town Bank insured?
Deposits with The Kakinada Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Kakinada Co-op Town Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Kakinada Co-op Town Bank website before investing.
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Good to know
- Deposits with The Kakinada Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kakinada Co-op Town Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kakinada Co-op Town Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Kakinada Co-op Town Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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