Janatha Seva Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Janatha Seva Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
31 days to 90 days |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 days to 180 days |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 days to 364 days |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 1 year to 3 years 2 slabs at this rate |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
24 months Special Scheme (24 months) |
7.80% | 8.30% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
Above 3 years to 5 years |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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Janatha Seva Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
2 years
7.50%Before you book
Janatha Seva Bank Fixed Deposit: frequently asked questions
What is the highest Janatha Seva Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Janatha Seva Co-operative Bank Ltd. offers up to 7.80% p.a. on its fixed deposit (FD) (24 months) for general customers and 8.30% p.a. (24 months) for senior citizens. Rates below are as published by the bank. Confirm with Janatha Seva Bank before investing.
What is the Janatha Seva Bank 3-year FD interest rate?
As of 14 Nov 2026, Janatha Seva Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janatha Seva Bank 5-year FD interest rate?
As of 14 Nov 2026, Janatha Seva Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Janatha Seva Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janatha Seva Co-operative Bank Ltd., depending on the tenure.
When did Janatha Seva Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Janatha Seva Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 23 Oct 2026.
What fixed deposit (FD) tenures does Janatha Seva Bank offer?
Janatha Seva Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “31 days to 90 days” to “Above 3 years to 5 years”.
Does Janatha Seva Bank have special fixed deposit (FD) schemes?
Janatha Seva Co-operative Bank Ltd.'s rate table lists these named schemes (1): Special Scheme (24 months). Check eligibility and end dates with the bank.
Does Janatha Seva Bank pay more than the Post Office Time Deposit?
Janatha Seva Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 2 standard tenures compared (general rates). Rates: 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Janatha Seva Bank insured?
Deposits with Janatha Seva Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Janatha Seva Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Janatha Seva Bank website before investing.
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Good to know
- Deposits with Janatha Seva Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Janatha Seva Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janatha Seva Bank, depending on the tenure.
- Janatha Seva Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Janatha Seva Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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