Rates verified from official source

IDBI Bank FCNR(B) Deposit interest rates · October 2026

As of 5 Oct 2026, IDBI Bank offers up to 4.55% p.a. on its FCNR(B) deposit (1 Year < 2 Years, USD) for general customers. Rates below are as published by the bank — confirm with IDBI before investing.

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toAs ofSource
EUR 6 Months 1 day < 1 Year 0.25% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 1 Year < 2 Years 2.65% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 2 Years < 3 Years 1.95% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 3 Years Only 1.70% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 6 Months 1 day < 1 Year 2.60% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 1 Year < 2 Years 4.00% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 2 Years < 3 Years 3.15% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 3 Years Only 2.55% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
JPY 1 Year < 2 Years 0.40% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 6 Months 1 day < 1 Year 4.10% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 1 Year < 2 Years 4.55% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 2 Years < 3 Years 3.70% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 3 Years Only 3.25% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026

IDBI FCNR(B): frequently asked questions

What is the highest IDBI FCNR(B) interest rate?

As of 5 Oct 2026, IDBI Bank offers up to 4.55% p.a. on its FCNR(B) deposit (1 Year < 2 Years, USD) for general customers. Rates below are as published by the bank — confirm with IDBI before investing.

Which currencies does IDBI offer for FCNR(B) deposits?

IDBI Bank lists FCNR(B) rates for EUR, GBP, JPY, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

Is my FCNR(B) deposit with IDBI insured?

Deposits with IDBI Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these IDBI rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official IDBI website before investing.

Good to know

Deposits with IDBI Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official IDBI website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.