Rates verified from official source

IDBI Bank NRE Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, IDBI Bank offers up to 6.50% p.a. on its NRE fixed deposit (> 2 Years to < 3 Years) for general customers. Rates below are as published by the bank — confirm with IDBI before investing.

NRE Fixed Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies toAs ofSource
1 year
6.20% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
>1 Year to 2 Years (Except 555 Days,700 Days and 1100 Days)
6.25% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
> 2 Years to < 3 Years
6.50% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
3 years to < 5years
6.35% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
1111 Days
1111-day Special
6.35% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
5 years
6.25% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
> 5 years to 7 years
5.95% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
>7 years to 10 years
5.90% — Any amount
23 Feb 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
Source ↗

IDBI NRE FD: frequently asked questions

What is the highest IDBI NRE FD interest rate?

As of 5 Oct 2026, IDBI Bank offers up to 6.50% p.a. on its NRE fixed deposit (> 2 Years to < 3 Years) for general customers. Rates below are as published by the bank — confirm with IDBI before investing.

Do senior citizens get higher NRE FD rates at IDBI?

IDBI Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on IDBI NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

Is my NRE fixed deposit with IDBI insured?

Deposits with IDBI Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these IDBI rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 23 Feb 2026. Rates can change without notice, so verify on the official IDBI website before investing.

Good to know

Deposits with IDBI Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official IDBI website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.