Shree Dharati Co-operative Bank Ltd., Rajkot Fixed Deposit interest rates · November 2026
What will my FD earn at Dharati Co-op Bank?
Showing 7 of 14 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 Days to 180 Days Up to ₹15 lakh |
4.00% | 4.00% | Up to ₹15 lakh | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
15 Days to 180 Days ₹15 lakh and above |
4.00% | – | ₹15 lakh and above | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days to 365 Days Up to ₹15 lakh |
5.50% | 5.50% | Up to ₹15 lakh | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days to 365 Days ₹15 lakh and above |
5.50% | – | ₹15 lakh and above | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
13 Months to 24 Months Up to ₹15 lakh |
7.15% | 7.65% | Up to ₹15 lakh | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
13 Months to 24 Months ₹15 lakh and above |
7.65% | – | ₹15 lakh and above | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
25 Months to 36 Months Up to ₹15 lakh |
7.20% | 7.70% | Up to ₹15 lakh | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
25 Months to 36 Months ₹15 lakh and above |
7.70% | – | ₹15 lakh and above | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
37 Months Up to ₹15 lakh |
7.60% | 8.10% | Up to ₹15 lakh | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
37 Months ₹15 lakh and above |
8.10% | – | ₹15 lakh and above | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
38 Months to 60 Months Up to ₹15 lakh |
7.40% | 7.90% | Up to ₹15 lakh | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
38 Months to 60 Months ₹15 lakh and above |
7.90% | – | ₹15 lakh and above | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
61 Months to 120 Months Up to ₹15 lakh |
6.90% | 7.40% | Up to ₹15 lakh | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
61 Months to 120 Months ₹15 lakh and above |
7.40% | – | ₹15 lakh and above | 10 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
No rates match these filters.
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Dharati Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.50%Before you book
Dharati Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Dharati Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Shree Dharati Co-operative Bank Ltd., Rajkot offers up to 7.60% p.a. on its fixed deposit (FD) (37 Months) for general customers and 8.10% p.a. (37 Months) for senior citizens. Rates below are as published by the bank. Confirm with Dharati Co-op Bank before investing.
What is the Dharati Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Shree Dharati Co-operative Bank Ltd., Rajkot offers 5.50% p.a. on a 1-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Dharati Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Shree Dharati Co-operative Bank Ltd., Rajkot offers 7.15% p.a. on a 2-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Dharati Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Shree Dharati Co-operative Bank Ltd., Rajkot offers 7.20% p.a. on a 3-year FD for general customers and 7.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Dharati Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Shree Dharati Co-operative Bank Ltd., Rajkot offers 7.40% p.a. on a 5-year FD for general customers and 7.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Dharati Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shree Dharati Co-operative Bank Ltd., Rajkot, depending on the tenure.
When did Dharati Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shree Dharati Co-operative Bank Ltd., Rajkot's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Dharati Co-op Bank offer?
Shree Dharati Co-operative Bank Ltd., Rajkot's published fixed deposit (FD) rate table has 7 tenure bands, from “15 Days to 180 Days” to “61 Months to 120 Months”.
Does Dharati Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Shree Dharati Co-operative Bank Ltd., Rajkot's table lists separate bands: Up to ₹15 lakh; ₹15 lakh and above. Each row shows the band it applies to.
Does Dharati Co-op Bank pay more than the Post Office Time Deposit?
Shree Dharati Co-operative Bank Ltd., Rajkot pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 7.15% (PO 7.00%), 3y 7.20% (PO 7.10%), 5y 7.40% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Dharati Co-op Bank's 1-year FD rate rank?
Shree Dharati Co-operative Bank Ltd., Rajkot's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Dharati Co-op Bank insured?
Deposits with Shree Dharati Co-operative Bank Ltd., Rajkot are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Dharati Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Nov 2025. Rates can change without notice, so verify on the official Dharati Co-op Bank website before investing.
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Good to know
- Deposits with Shree Dharati Co-operative Bank Ltd., Rajkot are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Dharati Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Dharati Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Dharati Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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