Rates verified from official source

The Darjeeling District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Darjeeling DCCB's best Fixed Deposit rate is 6.60% (365 days), 2.90 points below the best on the market (9.50%).

  • Seniors: up to 6.80% (365 days), 0.20 points above the general rate for that tenure.

What will my FD earn at Darjeeling DCCB?

Estimated value after 1 year · before tax ₹5,33,826 6.60% p.a. · ₹33,826 interest · quarterly compounding
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Deposit amount

Showing 10 of 38 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
Below ₹1 crore
 3.50% 3.50% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
15 days
to 29 days
Below ₹1 crore
 3.55% 3.55% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
30 days
to 45 days
Below ₹1 crore
 4.15% 4.25% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
46 days
to 90 days
Below ₹1 crore
 4.20% 4.20% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
91 days to
180 days
Below ₹1 crore
 4.50% 4.50% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
181 days
to 364 days
Below ₹1 crore
 5.50% 5.50% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
365 days
Below ₹1 crore
 6.60% 6.80% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
Above 12 months
to less than
36 months
Below ₹1 crore
 6.55% 6.55% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
3 years
to 5 years
Below ₹1 crore
 6.50% 6.50% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
Above 5 years
to 10 years
Below ₹1 crore
 6.25% 6.25% Below ₹1 crore
3 Oct 2025
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
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Darjeeling DCCB FD return examples

DepositHighest rate1 year6.60%2 years6.55%5 years6.50%10 years6.25%
₹50,000★₹53,383₹3,383 a year₹275/mo₹56,938₹3,356 a year₹273/mo₹69,021₹3,330 a year₹271/mo₹92,962₹3,199 a year₹260/mo
₹1 lakh★₹1,06,765₹6,765 a year₹550/mo₹1,13,876₹6,713 a year₹546/mo₹1,38,042₹6,660 a year₹542/mo₹1,85,924₹6,398 a year₹521/mo
₹2 lakh★₹2,13,530₹13,530 a year₹1,100/mo₹2,27,752₹13,425 a year₹1,092/mo₹2,76,084₹13,320 a year₹1,083/mo₹3,71,848₹12,796 a year₹1,042/mo
₹5 lakh★₹5,33,826₹33,826 a year₹2,750/mo₹5,69,379₹33,563 a year₹2,729/mo₹6,90,210₹33,301 a year₹2,708/mo₹9,29,620₹31,990 a year₹2,604/mo
₹10 lakh★₹10,67,652₹67,652 a year₹5,500/mo₹11,38,759₹67,126 a year₹5,458/mo₹13,80,420₹66,602 a year₹5,417/mo₹18,59,239₹63,980 a year₹5,208/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.60%
Compare 1 year rates → Estimate my return
Market rank & rate source

#566 of 1033

365 days · Below ₹1 crore

Official rate sheet ↗
See all published rates
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); circular 900 of 23-09-2025, rates from 03 October 2025; society/PACS, staff and MIS rates are not ingested
Before you book

Darjeeling DCCB Fixed Deposit: frequently asked questions

What is the highest Darjeeling DCCB Fixed Deposit interest rate?

As of 14 Nov 2026, The Darjeeling District Central Co-operative Bank Ltd. offers up to 6.60% p.a. on its fixed deposit (FD) (365 days) for general customers and 6.80% p.a. (365 days) for senior citizens. Rates below are as published by the bank. Confirm with Darjeeling DCCB before investing.

See today's top interest rates →

What is the Darjeeling DCCB 1-year FD interest rate?

As of 14 Nov 2026, The Darjeeling District Central Co-operative Bank Ltd. offers 6.60% p.a. on a 1-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Darjeeling DCCB 2-year FD interest rate?

As of 14 Nov 2026, The Darjeeling District Central Co-operative Bank Ltd. offers 6.55% p.a. on a 2-year FD for general customers and 6.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Darjeeling DCCB 3-year FD interest rate?

As of 14 Nov 2026, The Darjeeling District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Darjeeling DCCB 5-year FD interest rate?

As of 14 Nov 2026, The Darjeeling District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 3 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Darjeeling DCCB?

Yes. Senior citizens (60+) earn up to 0.30% p.a. more than general customers at The Darjeeling District Central Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Darjeeling DCCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Darjeeling District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Darjeeling DCCB offer?

The Darjeeling District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 14 days” to “Above 5 years to 10 years”.

Does Darjeeling DCCB pay different fixed deposit (FD) rates by deposit size?

Yes. The Darjeeling District Central Co-operative Bank Ltd.'s table lists separate bands: Below ₹1 crore; ₹1 crore to below ₹25 crore; ₹25 crore to below ₹100 crore; ₹100 crore and above. Each row shows the band it applies to.

Does Darjeeling DCCB pay more than the Post Office Time Deposit?

The Darjeeling District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.55% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Darjeeling DCCB's 1-year FD rate rank?

The Darjeeling District Central Co-operative Bank Ltd.'s 1-year general FD rate of 6.60% ranks #566 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Darjeeling DCCB insured?

Deposits with The Darjeeling District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Darjeeling DCCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 3 Oct 2025. Rates can change without notice, so verify on the official Darjeeling DCCB website before investing.

Rate movements →

More Darjeeling DCCB rates

Darjeeling DCCB overviewDarjeeling DCCB Savings rates

Fixed Deposit rates at other banks

Slice Fixed Deposit ratesBandhan Fixed Deposit ratesIndusInd Fixed Deposit ratesCentral Fixed Deposit ratesBoB Fixed Deposit ratesBOI Fixed Deposit ratesPNB Fixed Deposit ratesIndian Fixed Deposit ratesCanara Fixed Deposit ratesIOB Fixed Deposit ratesBest Fixed Deposit rates across all banks
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Compare Darjeeling DCCB with similar banks

Nearby banks paying a little more at 1 year

BOI 6.70%IndusInd 6.75%Bandhan 7.00%

Best FD rates among district co-operative banks → Best FD rates in West Bengal →

Good to know

  • Deposits with The Darjeeling District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Darjeeling DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.30% p.a. more than general customers at Darjeeling DCCB, depending on the tenure.
official Effective 3 Oct 2025 · Ingested 13 Nov 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official Darjeeling DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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